12919 W 1st St, Duluth, MN 55808 Property Records

St. Louis County property record for 12919 W 1st St, Duluth, MN 55808

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.25 ba · 1,056 sqft · built 1936
Lot Size	0.107 acres (4,659 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Dec 2020)
Tax Bill	$2,098 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Nov 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-1590-01230`

Property Details

APN / Parcel Number

Primary APN	`010-1590-01230`
Alternative APN	`1101808`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,056 sqft Gross Area
1st Floor Area	704 sqft
Basement Area	176 sqft
Finished Basement	176 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1985
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	4,659 sqft (0.107 acres)
Garage Area	264 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	100 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1101808
Street Address	12919 W 1ST ST
City	DULUTH
State	MN
Zip	55808-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 102 SERIAL #
Legal Subdivision	SECOND STREET FOND DU LAC
Legal Lot Number	102
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3028
Census Tract	3800

Owner

12919 W 1st St is owned and occupied by an individual who bought it in December 2020.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	12919 W 1ST ST, DULUTH, MN 55808-2231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Dec 16, 2020	Warranty Deed, Transfer RESULTS MORTGAGE LLC
Oct 18, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2020 · Amount on File
Deed Sale	Dec 16, 2020 · Amount on File
Prior Sale	Dec 18, 2004 · Amount on File
Deed Document Number	20201033749
Prior Transfer Date	Nov 20, 2020
Prior Transfer Doc	0001399172
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	12919 W 1ST ST, DULUTH, MN 55808-2231
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001096374
Date	Nov 19, 2025
Instrument	1096374

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 18, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	12919 W 1ST ST, DULUTH, MN 55808-2231
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12919 W 1ST ST, DULUTH, MN 55808-2231

Mortgage

Document Number	0001522912
Date	Nov 24, 2025
Instrument	1522912

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 23, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 16, 2020
Property Address	12919 W 1ST ST, DULUTH, MN 55808-2231
Document Number	00T1033749
Instrument Date	Nov 20, 2020
Instrument	T1033749
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12919 W 1ST ST DULUTH MN 558082231, DULUTH, MN 55808-2231

Mortgage

Document Number	T1033750
Date	Dec 16, 2020
Instrument	T1033750

Lender

Name	RESULTS MORTGAGE LLC
Type	Bank
Address	EDINA, MN 55435

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	12919 W 1ST ST, DULUTH, MN 55808-2231
Document Number	00T1016673
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12919 W 1ST ST DULUTH MN 558082231, DULUTH, MN 55808-2231

Mortgage

Document Number	00T1016673
Date	Oct 24, 2019
Instrument	T1016673

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 12919 W 1st St was $2,098 with a homeowner's exemption, up 17.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,098.00 (+17.73%) Homeowner's exemption
2025	$1,782.00 (-6.31%) Homeowner's exemption	$176,100 (+12.6%) Land $11,100 Building $165,000	$176,100 (+12.6%) Land $11,100 Building $165,000
2024	$1,902.00	$156,400 Land $10,900 Building $145,500	$156,400 Land $10,900 Building $145,500
2022		$98,400 Land $9,200 Building $89,200	$98,400 Land $9,200 Building $89,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12919 W 1st St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	22 (1979–2012)
Claims Outside the SFHA	5 of 22
Most Recent Claim	Jun 2012 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12919 W 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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