12918 Scottish Pine Ln, Clermont, FL 34711 Property Records

Lake County property record for 12918 Scottish Pine Ln, Clermont, FL 34711 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,810 sqft · built 1996
Lot Size	0.3 acres (13,050 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (May 2008)
Tax Bill	$3,220 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-22-26-0705-000-23700`

Property Details

APN / Parcel Number

Primary APN	`28-22-26-0705-000-23700`
Alternative APNs	`262228070500023700` `3667786`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,810 sqft Living Area
Gross Area	2,614 sqft
1st Floor Area	1,810 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,050 sqft (0.3 acres)
Lot Dimensions	145 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Wood Porch
Porch Area	664 sqft
Deck Area	Deck Area
Patio Area	904 sqft
Utility Building	1,147 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3667786
Street Address	12918 SCOTTISH PINE LN
City	CLERMONT
State	FL
Zip	34711-7629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREATER PINES PHASE II SUB LOT 237 PB 36 PGS 18-19 ORB 3840 PG 209 ORB 6527 PG 297
Legal Range	26E
Legal Township	22S
Legal Section	28
Legal Subdivision	GREATER PINES PHASE II SUB
Legal Tract	0705
Legal Lot Number	237
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2033
Census Tract	31315

Owner

Source: Lake County records · APN 28-22-26-0705-000-23700

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12918 SCOTTISH PINE LN, CLERMONT, FL 34711-7629
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 14, 2008 · Amount on Record
Deed Sale	May 14, 2008 · Amount on Record
Prior Sale	Jun 23, 2003 · Amount on Record
Deed Document Number	200858366
Deed Book / Page	3626 / 1471
Last Transfer Date	Oct 28, 2009
Transfer Doc	0038400209
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	12918 SCOTTISH PINE LN, CLERMONT, FL 34711-7629
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12918 SCOTTISH PINE LN, CLERMONT, FL 34711-7629
Investor	Possibly a Property Investor

Mortgage

Document Number	0066582191
Date	Dec 31, 2025
Book Page	6658/2191
Instrument	2025159487

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,170 (+2.89%)	$368,404 (-) Land $120,000 Building $248,404
2025		$169,270 (+5.99%) Land $120,000 Building $49,270	$368,404 (+22.61%) Land $120,000 Building $248,404
2024	$3,220.00 (+11.34%)
2023	$2,892.00 (+10.05%) Homeowner's exemption	$159,710 (+3%)	$300,465 (+0.41%) Land $60,000 Building $240,465
2022	$2,628.00 Homeowner's exemption	$155,060	$299,244 Land $60,000 Building $239,244

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 38% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,282 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.