12917 Sago Palm Trl, Elgin, TX 78621 Property Records

Travis County property record for 12917 Sago Palm Trl, Elgin, TX 78621

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,904 sqft · built 2007
Lot Size	0.163 acres (7,087 sqft)
Owner	Company Name on Record
Tax Bill	$7,499 (2025)
Deeds & Mortgages	Jun 2023 Sale Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0237960607`

Property Details

APN / Parcel Number

Primary APN	`0237960607`
Alternative APNs	`02379606070000` `700999`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,904 sqft Living Area
Gross Area	2,304 sqft
1st Floor Area	1,904 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,087 sqft (0.163 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	700999
Street Address	12917 SAGO PALM TRL
City	ELGIN
State	TX
Zip	78621-6003
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 BLK L ELM CREEK SEC 2
Legal Subdivision	ELM CREEK SEC 2
Legal Block	L
Legal Lot Number	32
Jurisdiction	TRAVIS TX
Township / Civil Division	AUSTIN
Census Block Group	1
Census Block	1026
Census Tract	2217

Owner

Source: Travis County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3296 N LAYTON RIDGE DR, LAYTON, UT 84040-7121
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Warranty Deed, Transfer
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Aug 28, 2018	Vendor's Lien, Transfer WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2023
Deed Sale	Jun 21, 2023
Prior Sale	Aug 28, 2018 · Amount on Record
Deed Document Number	202368567
Prior Transfer Date	Aug 24, 2018
Prior Transfer Doc	0000137226
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRAVIS TX
Recording Date	Jun 21, 2023
Property Address	12917 SAGO PALM TRL, ELGIN, TX 78621-6003
Document Number	0000068567
Instrument Date	Jun 16, 2023
Instrument	2023068567
Transaction Type	Transfer
Record Updated	Jul 17, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12917 SAGO PALM TRL, ELGIN, TX 78621-6003

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3296 N LAYTON RIDGE DR, LAYTON, UT 84040-7121

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	12917 SAGO PALM TRL, ELGIN, TX 78621-6003
Transaction Type	Mortgage
Record Updated	Nov 11, 2021
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000209292
Date	Sep 20, 2021
Instrument	2021209292

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TRAVIS TX
Recording Date	Aug 28, 2018
Property Address	12917 SAGO PALM TRL, ELGIN, TX 78621-6003
Document Number	0000137226
Map Reference	FILE200400367
Instrument Date	Aug 24, 2018
Instrument	2018137226
Transaction Type	Transfer
Record Updated	Nov 11, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12917 SAGO PALM TRL, ELGIN, TX 78621-6003

Mortgage

Document Number	0000137227
Date	Aug 28, 2018
Instrument	2018137227

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Travis County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,499.00 (+99.34%)	$277,191 (-17.48%) Land $81,522 Building $195,669	$277,191 (-17.48%) Land $81,522 Building $195,669
2024	$3,762.00 (-59.86%)
2023		$335,900 (-0.45%) Land $30,000 Building $305,900	$335,900 (-0.45%) Land $30,000 Building $305,900
2022	$9,372.00	$337,406 Land $30,000 Building $307,406	$337,406 Land $30,000 Building $307,406

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRAVIS COUNTY MUD 14 serves 3,333 people · EPA ID TX2270353
Water Source	Purchased groundwater from AQUA WSC
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, SOS Communications.

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