12917 Erlene Dr, Chester, VA 23831 Property Records

Chesterfield County property record for 12917 Erlene Dr, Chester, VA 23831

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,292 sqft · built 1965
Lot Size	0.477 acres (20,778 sqft)
Owner	Individual Name on Record
Tax Bill	$3,261 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13203050D00D012`

Property Details

APN / Parcel Number

Primary APN	`13203050D00D012`
Alternative APNs	`790-64-90-50-500-000` `429163000` `474502000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,292 sqft Finished Area
Basement Area	1,528 sqft
Finished Basement	764 sqft
Unfinished Basement	764 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	20,778 sqft (0.477 acres)
View / Lot	Waterfront

Exterior Amenities

Porch	Porch
Porch Area	40 sqft
Deck Area	272 sqft
Patio Area	272 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	474502000
Street Address	12917 ERLENE DR
City	CHESTER
State	VA
Zip	23831-4508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A - AGRICU
Legal Description	VICTORIA HILLS L 12 BK D SEC D
Legal Subdivision	VICTORIA HILLS
Legal Block	D
Legal Lot Number	12
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	1
Census Block	1002
Census Tract	100506

Owner

Source: Chesterfield County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12917 ERLENE DR, CHESTER, VA 23831-4508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Apr 8, 2024	Intrafamily Transfer, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Aug 17, 2021	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2024
Deed Sale	Apr 8, 2024
Prior Sale	May 8, 2002
Deed Document Number	20249729
Deed Book / Page	14522 / 690
Prior Transfer Date	Aug 17, 2021
Prior Transfer Doc	013578-776
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Recording Date	Jul 13, 2026
Property Address	12917 ERLENE DR, CHESTER, VA 23831-4508
Document Number	0000025542
Book / Page	15312 / 163
Instrument Date	Jun 26, 2026
Instrument	202625542
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12917 ERLENE DR, CHESTER, VA 23831-4508

Mortgage

Document Number	0000025542,
Date	Jul 13, 2026
Book Page	15312/163
Instrument	202625542

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 1, 2066

Interest

Rate	6.53%
Max Rate	-1%

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESTERFIELD VA
Recording Date	Apr 8, 2024
Property Address	12917 ERLENE DR, CHESTER, VA 23831-4508
Document Number	014522-690
Book / Page	14522 / 690
Instrument Date	Mar 25, 2024
Instrument	2024009729
Transaction Type	Transfer
Record Updated	Apr 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12917 ERLENE DR, CHESTER, VA 23831-4508

Mortgage

Document Number	014522-694
Date	Apr 8, 2024
Book Page	14522/694
Instrument	2024009730

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate

August 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Aug 17, 2021
Property Address	12917 ERLENE DR, CHESTER, VA 23831-4508
Document Number	013578-776
Book / Page	13578 / 776
Instrument Date	Aug 17, 2021
Instrument	2021053287
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12417 ERLENE DR, CHESTER, VA 23831

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,261.00 (+4.15%)	$363,700 (+4.21%) Land $93,000 Building $270,700	$363,700 (+4.21%) Land $93,000 Building $270,700
2025	$3,131.00 (+12.67%)	$349,000 (+15.3%) Land $93,000 Building $256,000	$349,000 (+15.3%) Land $93,000 Building $256,000
2023	$2,779.00	$302,700 Land $91,000 Building $211,700	$302,700 Land $91,000 Building $211,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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