Wetzel County property record for 12916 N Fork Rd, Smithfield, WV 26437
| Property Type | Mobile Home |
|---|---|
| Owner | Individual Name on Record |
| Tax Bill | $1,089 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 00008111 |
| Primary APN | 00008111 |
|---|
| Street Address | 12916 N FORK RD |
|---|---|
| City | SMITHFIELD |
| State | WV |
| Zip | 26437-8680 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Jurisdiction | WETZEL WV |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 30500 |
Source: Wetzel County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12916 N FORK RD, SMITHFIELD, WV 26437-8680 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WETZEL WV |
| Property Address | 12916 N FORK RD, SMITHFIELD, WV 26437-8680 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 433/877 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 433/877 |
| Instrument | 295531 |
| Name | FIRST EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Dec 9, 2038 |
| Rate Type | Fixed Rate |
|---|
Source: Wetzel County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Wetzel County |
| Unified School District | Wetzel County School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,089.00 (-12.81%) | $74,520 (-11.99%) Building $74,520 |
| 2023 | $1,249.00 | $84,675 Building $84,675 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 6, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 22 (1981–2017) |
| Claims Outside the SFHA | 1 of 22 |
| Most Recent Claim | Jul 2017 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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