12915 Trapp Dr, Spotsylvania, VA 22551 Property Records

Spotsylvania County property record for 12915 Trapp Dr, Spotsylvania, VA 22551

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,104 sqft · built 1992
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Dec 2017)
Tax Bill	$2,420 (2026)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8A-1-16-121`

Property Details

APN / Parcel Number

Primary APN	`8A-1-16-121`
Alternative APNs	`008A 116121` `08A 116121`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,104 sqft Finished Area
Basement Area	1,104 sqft
Finished Basement	1,104 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
View / Lot	Waterfront
Porch	Slab
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	12915 TRAPP DR
City	SPOTSYLVANIA
State	VA
Zip	22551-8019
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU - RURAL
Legal Description	LAKE WILDERNESS LOT 121 SEC 16
Legal Subdivision	LAKE WILDERNESS
Legal Lot Number	121
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	CHANCELLOR
Census Block Group	2
Census Block	2007
Census Tract	20408

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Fredericksburg and Spotsylvania County Battlefields Memorial National Military Park listed 2019 · 24 contributing resources · NRIS 66000046

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

12915 Trapp Dr is owned and occupied by an individual who bought it in December 2017.

Source: Spotsylvania County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	12915 TRAPP DR, SPOTSYLVANIA, VA 22551-8019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2017 · Amount on File
Deed Sale	Dec 27, 2017 · Amount on File
Prior Sale	Jul 31, 2000 · Amount on File
Deed Document Number	201722833
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Jun 9, 2026
Property Address	12915 TRAPP DR, SPOTSYLVANIA, VA 22551-8019
Document Number	0000009117
Instrument Date	Jun 8, 2026
Instrument	20269117
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12915 TRAPP DR, SPOTSYLVANIA, VA 22551-8019

Mortgage

Document Number	0000009117,
Date	Jun 9, 2026
Instrument	20269117

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 12915 Trapp Dr was $2,420, up 6.5% from the year before.

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,420.00 (+6.47%)	$328,300 (+6.04%) Land $72,100 Building $256,200
2025	$2,273.00	$309,600 Land $51,500 Building $258,100	$328,300 (+6.04%) Land $72,100 Building $256,200
2024			$309,600 (+18.8%) Land $51,500 Building $258,100
2023	$2,011.00	$260,600 Land $43,300 Building $217,300	$260,600 Land $43,300 Building $217,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12915 Trapp Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12915 Trapp Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE WILDERNESS private · serves 2,513 people · EPA ID VA6177251
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jan 2023
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Virginia Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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