12915 E 4th Ave, Spokane Valley, WA 99216 Property Records

Spokane County property record for 12915 E 4th Ave, Spokane Valley, WA 99216

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 832 sqft · built 1927
Lot Size0.287 acres (12,520 sqft)
OwnerIndividual Name on Record
Last Sale$102,900 (Mar 2004)
Tax Bill$2,918 (2026)
Deeds & MortgagesMar 2023 Line of Credit
Nov 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN45222.3804

Property Details

APN / Parcel Number

Primary APN45222.3804

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area832 sqft Living Area
Gross Area1,664 sqft
1st Floor Area832 sqft
Basement Area832 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,520 sqft (0.287 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Patio Area66 sqft
Canopy66 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address12915 E 4TH AVE
CitySPOKANE VALLEY
StateWA
Zip99216-0781
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMF-1
Legal Description22-25-44, LT 4, BLK 3 OF KEYSTONE MEADOWS, PLAT, AUDITORS FILE # 4546237, BK 26, PG 85, TOGETHER W/ 1/21 INTEREST IN COMMON AREA.
Legal Range44
Legal Township25
Legal Section22
Legal SubdivisionKEYSTONE MDWS
Legal Block3
Legal Lot Number4
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group1
Census Block1003
Census Tract12701

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12915 E 4TH AVE, SPOKANE VALLEY, WA 99216-0781
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2023Deed of Trust, Mortgage · Line of Credit
CANOPY FCU
Nov 23, 2020Deed of Trust, Mortgage · Line of Credit
CANOPY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2004 · Amount on Record
Deed SaleMar 29, 2004 · Amount on Record
Prior SaleSep 6, 2000 · Amount on Record
Deed Document Number20045049799
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address12915 E 4TH AVE, SPOKANE VALLEY, WA 99216-0781
Transaction TypeMortgage
Record UpdatedApr 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address12915 E 4TH AVE, SPOKANE VALLEY, WA 99216-0781

Mortgage

Document Number0007275142
DateMar 28, 2023
Instrument7275142
Lender
NameCANOPY FCU
TypeCredit Union
AddressSPOKANE, WA 99201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term277 Months
DueApr 6, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address12915 E 4TH AVE, SPOKANE VALLEY, WA 99216-0781
Transaction TypeMortgage
Record UpdatedSep 8, 2022
Title CompanyTICOR

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006999188
DateNov 23, 2020
Instrument6999188
Lender
NameCANOPY FCU
TypeCredit Union
AddressSPOKANE, WA 99220
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane Valley City
Unified School DistrictCentral Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,918.00 (+1.43%)$268,600 (+7.27%) Land $114,000 Building $154,600$268,600 (+7.27%) Land $114,000 Building $154,600
2025$2,877.00 (+18.25%)$250,400 (+1.83%) Land $80,000 Building $170,400$250,400 (+1.83%) Land $80,000 Building $170,400
2024$2,433.00 (+2.14%)$245,900 (+32.28%) Land $66,000 Building $179,900$245,900 (+32.28%) Land $66,000 Building $179,900
2023$2,382.00 (+8.87%)$185,900 Land $60,000 Building $125,900$185,900 Land $60,000 Building $125,900
2022$2,188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMODERN ELECTRIC WATER CO
private · serves 18,487 people · EPA ID WA5355600
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Wired or Wireless
Fixed Wireless · not low latency
200 / 40
CenturyLink
DSL · Fiber in parts of the area
140 / 20
Wind Wireless
Fixed Wireless
100 / 20

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