12915 Cherry Rd, Vermilion, OH 44089 Property Records

Erie County property record for 12915 Cherry Rd, Vermilion, OH 44089

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,256 sqft · built 1977
Lot Size14.5 acres (634,669 sqft)
OwnerIndividual Name on File
Tax Bill$3,409 (2025)
Deeds & MortgagesOct 2025 Line of Credit
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-01203-000

Property Details

APN / Parcel Number

Primary APN12-01203-000
Alternative APN
  • 004709-3

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,256 sqft Living Area
Gross Area3,004 sqft
1st Floor Area2,256 sqft
Basement Area748 sqft
Unfinished Basement748 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area634,669 sqft (14.5 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area194 sqft
Pole Barn768 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number004709-3
Street Address12915 CHERRY RD
CityVERMILION
StateOH
Zip44089-9326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2 LOT 10 11 N SIDE OF CHERRY ROAD 14.566A
Legal Lot Number10,11
JurisdictionERIE OH
Township / Civil DivisionVERMILION
Census Block Group1
Census Block1033
Census Tract40200

Owner

12915 Cherry Rd is owned and occupied by an individual who acquired it in January 1987.

Source: Erie County records, as of July 7, 2026

Owner of RecordIndividual Name on File
Mailing Address12915 CHERRY RD, VERMILION, OH 44089-9326
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2025Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
May 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 1, 1987
Deed SaleJan 1, 1987
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE OH
Property Address12915 CHERRY RD, VERMILION, OH 44089-9326
Transaction TypeMortgage
Record UpdatedOct 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address12915 CHERRY RD, VERMILION, OH 44089-9326

Mortgage

Document Number0000007827
DateOct 7, 2025
Instrument202507827
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 30, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE OH
Property Address12915 CHERRY RD, VERMILION, OH 44089-9326
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003426
DateMay 4, 2020
Instrument202003426
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12915 Cherry Rd was $3,409, down 3.8% from the year before.

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateOhio
CountyErie County
County SubdivisionVermilion Township
Unified School DistrictVermilion Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,409.00 (-3.78%)$118,104 (-) Land $49,441 Building $68,663
2024$3,543.00 (+1.61%)$118,104 (+24.88%) Land $49,441 Building $68,663$337,440 Land $141,260 Building $196,180
2023$3,487.00 (-1.08%)$94,577 (%) Land $38,661 Building $55,916
2022$3,525.00$94,580 Land $38,661 Building $55,919
2021$270,220 Land $110,460 Building $159,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12915 Cherry Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Most Recent ClaimJun 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12915 Cherry Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cherry Rd

Nearby Streets

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