12915 20th Dr W, Unit A, Everett, WA 98204 Property Records

Snohomish County property record for 12915 20th Dr W, Unit A, Everett, WA 98204

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,882 sqft · built 2017
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$680,000 (Jul 2022)
Tax Bill	$5,503 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1674-000-020-00`

Property Details

APN / Parcel Number

Primary APN	`1674-000-020-00`
Alternative APNs	`011674-000-020-00` `4421590`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,882 sqft Living Area
Gross Area	2,313 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Condo
Garage Type	Attached
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4421590
Street Address	12915 20TH DR W, A
City	EVERETT
State	WA
Zip	98204-5569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	SECTION 26 TOWNSHIP 28 RANGE 04 QUARTER SE & SW ARCADIA TERRACE BLK000 D-00 LOT 20
Legal Range	04
Legal Township	28
Legal Section	26
Legal Subdivision	ARCADIA TERRACE
Legal Block	000 D
Legal Lot Number	20
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EVERETT
Census Block Group	4
Census Block	4002
Census Tract	41812

Owner

12915 20th Dr W, Unit A is owned by an individual who bought it in July 2022.

Source: Snohomish County records, as of August 14, 2026

Owner of Record	Individual Name on File
Mailing Address	12915 20TH DR W, A, EVERETT, WA 98204-5569
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Aug 14, 2019	Deed of Trust, Mortgage · ARM FIRST TECHNOLOGY FEDERAL CU
Jun 12, 2018	Warranty Deed, Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on File
Deed Sale	Jul 29, 2022 · Amount on File
Prior Sale	Jun 12, 2018 · Amount on File
Deed Document Number	2022631
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Jul 29, 2022
Property Address	12915 20TH DR W UNIT A, A, EVERETT, WA 98204-5569
Document Number	0000000631
Map Reference	AF 201705175008
Instrument Date	Jul 27, 2022
Instrument	202207290631
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	TITLE FORWARD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,209.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000632
Date	Jul 29, 2022
Instrument	202207290632

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Aug 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.37%
Max Rate At Change	6.37%
Index	5-Year CMT
Max Rate	9.37%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	12915 20TH DR W UNIT A, A, EVERETT, WA 98204-5569
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000841
Date	Aug 11, 2020
Instrument	202008110841

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	12915 20TH DR W UNIT A, A, EVERETT, WA 98204-5569
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000454
Date	Aug 14, 2019
Instrument	201908140454

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Sep 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Jun 12, 2018
Property Address	12915 20TH DR W UNIT A, A, EVERETT, WA 98204-5569
Document Number	0000000135
Map Reference	AF201705175008
Instrument Date	May 30, 2018
Instrument	201806120135
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,281.92
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12915 20TH DR W UNIT A, A, EVERETT, WA 98204-5569

Mortgage

Document Number	0000000136
Date	Jun 12, 2018
Instrument	201806120136

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 12915 20th Dr W, Unit A was $5,503.

Source: Snohomish County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Unified School District	Mukilteo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,503.00	$657,900 Land $322,400 Building $335,500	$657,900 Land $322,400 Building $335,500
2023	$5,226.00 (+6%)	$642,800 (+25.23%) Land $306,900 Building $335,900	$642,800 (+25.23%) Land $306,900 Building $335,900
2022	$4,930.00	$513,300 Land $211,000 Building $302,300	$513,300 Land $211,000 Building $302,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12915 20th Dr W, Unit A in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12915 20th Dr W, Unit A is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALDERWOOD WATER DISTRICT serves 245,715 people · EPA ID WA5301300
Water Source	Purchased surface water from CITY OF EVERETT PUBLIC WORKS DEPT.
Last State Inspection	Oct 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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