12915 198th St E, Graham, WA 98338 Property Records

Pierce County property record for 12915 198th St E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,679 sqft · built 1985
Lot Size	5.04 acres (219,542 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Sep 2025)
Tax Bill	$5,564 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041802-1-008`

Property Details

APN / Parcel Number

Primary APN	`041802-1-008`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,679 sqft Living Area
Upper Floors Area	569 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1996
Architectural Style	Multi-Level
Exterior Material	Logs
Construction Type	Frame
Roof Material	Metal
Lot Area	219,542 sqft (5.04 acres)
Terrain	Below Road/Slope
Garage Area	1,200 sqft

Exterior Amenities

Porch	Slab
Porch Area	604 sqft
Deck Area	121 sqft
Shed	1 Shed
Shed Area	1,200 sqft
Storage Building	768 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	12915 198TH ST E
City	GRAHAM
State	WA
Zip	98338-8823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 02 TOWNSHIP 18 RANGE 04 QUARTER 13 E 1/2 OF NE OF SW OF NE SD SEC AKA TR 2 OF P CO SURVEY # 193 BEING A SEPARATE PARCEL PER CT ORD #89-3-01304-0 & AFN 90-01-23-0129 EASE OF REC DC5733JG2/28/92BO
Legal Range	04
Legal Township	18
Legal Section	02
Legal Subdivision	EVERGREEN HEIGHTS
Legal Tract	2
Legal Lot Number	2
Legal Unit	193
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	1
Census Block	1014
Census Tract	73130

Owner

12915 198th St E is owned and occupied by two individuals who bought it in September 2025.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12915 198TH ST E, GRAHAM, WA 98338-8823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2025 · Amount on File
Deed Sale	Sep 30, 2025 · Amount on File
Deed Document Number	2025340
Prior Transfer Date	Sep 25, 2025
Prior Transfer Doc	0000000340
Record Updated	Oct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 30, 2025
Property Address	12915 198TH ST E, GRAHAM, WA 98338-8823
Document Number	0009300340
Instrument Date	Sep 25, 2025
Instrument	202509300340
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12915 198TH ST E, GRAHAM, WA 98338-8823

Mortgage

Document Number	0009300341
Date	Sep 30, 2025
Instrument	202509300341

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2026 property tax bill for 12915 198th St E was $5,564, up 6.2% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Orting School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,564.00 (+6.24%)	$588,600 (+5.92%) Land $338,900 Building $249,700	$588,600 (+5.92%) Land $338,900 Building $249,700
2025	$5,237.00 (+4.97%)	$555,700 (+5.61%) Land $346,600 Building $209,100	$555,700 (+5.61%) Land $346,600 Building $209,100
2024	$4,989.00 (+5.34%)	$526,200 (-2.72%) Land $331,200 Building $195,000	$526,200 (-2.72%) Land $331,200 Building $195,000
2023	$4,736.00	$540,900 Land $319,700 Building $221,200	$540,900 Land $319,700 Building $221,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12915 198th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12915 198th St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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