12914 E 51st St S, Independence, MO 64055 Property Records

Jackson County property record for 12914 E 51st St S, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,456 sqft · built 1962
Lot Size	0.214 acres (9,301 sqft)
Owner	2 Individual Names on Record
Last Sale	$364,400 (May 2023)
Tax Bill	$2,171 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-440-19-24`

Property Details

APN / Parcel Number

Primary APN	`33-440-19-24`
Alternative APNs	`33-440-19-24-00-0-00-000` `33440192400000001` `880856`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,552 sqft Living Area
Gross Area	3,338 sqft
1st Floor Area	1,456 sqft
Basement Area	1,462 sqft
Finished Basement	1,096 sqft
Unfinished Basement	366 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,301 sqft (0.214 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	880856
Street Address	12914 E 51ST ST S
City	INDEPENDENCE
State	MO
Zip	64055-5526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUE VUE HILLS LOT 88
Legal Subdivision	BLUE VUE HILLS
Legal Block	2
Legal Lot Number	88
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2013
Census Tract	12400

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12914 E 51ST ST S, INDEPENDENCE, MO 64055-5526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BOKF NA
Oct 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage SIMMONS BANK
May 22, 2023	Warranty Deed, Transfer · Conventional Mortgage SIMMONS BANK
Oct 24, 2019	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2023 · Amount on Record
Deed Sale	May 22, 2023 · Amount on Record
Prior Sale	Aug 28, 2012 · Amount on Record
Deed Document Number	202335137
Prior Transfer Date	Apr 9, 1998
Prior Transfer Doc	0000000124
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12914 E 51ST ST S, INDEPENDENCE, MO 64055-5526
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0058752
Date	May 28, 2021
Instrument	2021E0058752

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12914 E 51ST ST S, INDEPENDENCE, MO 64055-5526
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12914 E 51ST ST S, INDEPENDENCE, MO 64055-5526

Mortgage

Document Number	00E0073481
Date	Oct 2, 2025
Instrument	2025E0073481

Lender

Name	SIMMONS BANK
Type	Bank
Address	PINE BLUFF, AR 71601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	May 22, 2023
Property Address	12914 E 51ST ST S, INDEPENDENCE, MO 64055-5526
Document Number	00E0035137
Instrument Date	May 19, 2023
Instrument	2023E0035137
Transaction Type	Transfer
Record Updated	May 31, 2023
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12914 E 51ST ST S, INDEPENDENCE, MO 64055-5526

Mortgage

Document Number	00E0035138
Date	May 22, 2023
Instrument	2023E0035138

Lender

Name	SIMMONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	5.5%
Max Rate At Change	7.5%
Index	1-Year CMT
Max Rate	10.5%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	12914 E 51ST ST S, INDEPENDENCE, MO 64055-5526
Document Number	0000E99387
Instrument Date	Oct 24, 2019
Transaction Type	Mortgage
Record Updated	Dec 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	12914 51ST ST E INDEPENDENCE MO 64055, INDEPENDENCE, MO 64055

Mortgage

Document Number	0000E99387
Date	Dec 3, 2019
Instrument	99387E

Lender

Name	US BK
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 2, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Raytown C-2 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$26,383 (-) Land $5,409 Building $20,974	$138,860 (-)
2025	$2,171.00 (-2.99%)	$26,383 (-5.59%) Land $5,409 Building $20,974	$138,860 (-5.59%)
2024	$2,238.00 (+0.45%)
2023	$2,228.00	$27,946 Land $3,618 Building $24,328	$147,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Everfast Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Wisper ISP.

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