12913 Waterford Ct, Plainfield, IL 60585 Property Records

Will County property record for 12913 Waterford Ct, Plainfield, IL 60585

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,678 sqft · built 2004
Lot Size	0.31 acres (13,709 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (May 2026)
Tax Bill	$12,368 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01-32-205-019`

Property Details

APN / Parcel Number

Primary APN	`07-01-32-205-019`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,678 sqft Total Area
1st Floor Area	1,362 sqft
2nd Floor Area	1,316 sqft
Basement Area	1,362 sqft
Unfinished Basement	1,330 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	13,709 sqft (0.31 acres)
Garage Area	525 sqft

Location & Zoning

Street Address	12913 WATERFORD CT
City	PLAINFIELD
State	IL
Zip	60585-2636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 IN KING'S CROSSING UNIT 1 PUD, BEING A SUB OF PRT OF THE NE1/4 OF SEC 32, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	32
Legal Subdivision	KINGS CROSSING
Legal Block	1
Legal Lot Number	19
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	1
Census Block	1001
Census Tract	880320

Owner

12913 Waterford Ct is owned by two individuals who bought it in May 2026.

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2238 GLENEAGLES DR, NAPERVILLE, IL 60565-3132
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
May 4, 2026	Warranty Deed, Transfer · Conventional Mortgage AMWEST FUNDING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2026 · Amount on File
Deed Sale	May 4, 2026 · Amount on File
Prior Sale	Jun 29, 2004 · Amount on File
Deed Document Number	202626049
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	12913 WATERFORD CT, PLAINFIELD, IL 60585-2636
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064649
Date	Jun 11, 2021
Instrument	R2021064649

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2031

Interest

Rate Type	Fixed Rate
Rate	2.37%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	May 4, 2026
Property Address	12913 WATERFORD CT, PLAINFIELD, IL 60585-2636
Document Number	0000026049
Instrument Date	Apr 3, 2026
Instrument	202626049
Transaction Type	Transfer
Record Updated	Jul 16, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2238 GLENEAGLES DR, NAPERVILLE, IL 60565-3132

Mortgage

Document Number	0000026050,
Date	May 4, 2026
Instrument	202626050

Lender

Name	AMWEST FUNDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 12913 Waterford Ct was $12,368.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Plainfield Village
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,368.00	$186,197 (+9.95%) Land $44,992 Building $141,205	$558,591 (+9.95%) Land $134,976 Building $423,615
2024		$169,347 Land $40,920 Building $128,427	$508,041 Land $122,760 Building $385,281
2022	$9,158.00 Homeowner's exemption	$120,274 Land $34,194 Building $86,080	$360,822 Land $102,582 Building $258,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12913 Waterford Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12913 Waterford Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINFIELD serves 50,000 people · EPA ID IL1970800
Water Source	Purchased surface water from IL AMERICAN-WEST SUBURBAN
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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