12913 Saddlebrook Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 12913 Saddlebrook Dr, Silver Spring, MD 20906 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,589 sqft · built 1966
Lot Size	0.219 acres (9,533 sqft)
Owner	2 Individual Names on File
Last Sale	$449,500 (Feb 2014)
Tax Bill	$7,153 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01414058`

Property Details

APN / Parcel Number

Primary APN	`13-01414058`
Alternative APN	`01414058`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,589 sqft Living Area
1st Floor Area	1,669 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,533 sqft (0.219 acres)
Patio Area	368 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01414058
Street Address	12913 SADDLEBROOK DR
City	SILVER SPRING
State	MD
Zip	20906-3357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAYHILL SOUTH
Legal Subdivision	LAYHILL SOUTH
Legal Block	H
Legal Lot Number	3
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1000
Census Tract	703222

Owner

Source: Montgomery County records · APN 13-01414058

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	12913 SADDLEBROOK DR, SILVER SPRING, MD 20906-3357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 07, 2014 · Amount on Record
Deed Sale	Feb 07, 2014 · Amount on Record
Deed Book / Page	48290 / 199
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12913 SADDLEBROOK DR, SILVER SPRING, MD 20906-3357
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0611790175
Date	Nov 24, 2020
Book Page	61179/175

Lender

Name	APEX HOME LOANS INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$622,267 (+1.94%)	$646,000 (+5.83%) Land $176,400 Building $469,600
2025	$7,153.00 (+40.75%)	$610,400 (+19.02%) Land $176,400 Building $434,000	$610,400 (-) Land $176,400 Building $434,000
2023		$512,867	$610,400 Land $176,400 Building $434,000
2022	$5,082.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317032221, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 6 individual NFIP policies nearby
Nearby Flood Policies	6 in force 6 of 6 on primary residences
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.