12912 Thatch Rd, Harrison, TN 37341 Property Records

Hamilton County property record for 12912 Thatch Rd, Harrison, TN 37341

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,155 sqft · built 1999
Lot Size	15.1 acres (659,498 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jul 2009)
Tax Bill	$1,682 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051 001.04`

Property Details

APN / Parcel Number

Primary APN	`051 001.04`
Alternative APN	`0000138999`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,155 sqft Living Area

Exterior

Year Built	Built 1999
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	659,498 sqft (15.1 acres)
Pool Area	648 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000138999
Old Parcel Number	051 001.04
Street Address	12912 THATCH RD
City	HARRISON
State	TN
Zip	37341-9724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW 1/4 SEC 9 PT SW 1/4 SEC 4 TWP 3 R-3 OUT OF 51-1 FOR 1997
Legal Range	03
Legal Township	03
Legal Section	04
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1023
Census Tract	10104

Owner

Source: Hamilton County records · APN 051 001.04

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	12912 THATCH RD, HARRISON, TN 37341-9724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2009 · Amount on Record
Deed Sale	Jul 28, 2009 · Amount on Record
Deed Document Number	2009072800151
Deed Book / Page	8984 / 512
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	12912 THATCH RD, HARRISON, TN 37341-9724
Document Number	1102000099
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	RADIANT TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12912 THATCH RD HARRISON TN 373419724, HARRISON, TN 37341-9724

Mortgage

Document Number	1102000099
Date	Nov 02, 2020
Book Page	112213/000866
Instrument	201102000099

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,682.00 (-2.66%)	$111,025 (+43.72%)	$742,700 (+78.96%) Land $347,300 Building $395,400
2023	$1,728.00	$77,250	$415,000 Land $151,300 Building $263,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), as of August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650101041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 82% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Twin Lakes Telephone Cooperative Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 5 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TN0000613, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SAVANNAH VALLEY U.D. serves 30,571 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.