12912 Spur Rd, Hudson, FL 34669 Property Records

Pasco County property record for 12912 Spur Rd, Hudson, FL 34669

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,500 sqft · built 1974
Lot Size	1.96 acres (85,769 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Jun 2021)
Tax Bill	$3,578 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-25-17-0020-00000-1270`

Property Details

APN / Parcel Number

Primary APN	`05-25-17-0020-00000-1270`
Alternative APNs	`1725050020000001270` `1223301`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,176 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	85,769 sqft (1.96 acres)
Garage Type	Carport
Garage Area	2,520 sqft
Carport	Carport
Carport Area	2,520 sqft
Driveway	Asphalt Driveway
Driveway Area	600 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	384 sqft
Patio Area	91 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12912 SPUR RD
City	HUDSON
State	FL
Zip	34669-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LAKEWOOD ACRES UNIT TWO UNREC TRACT 127 DESC AS COM AT NE COR OF SEC 5 TH N89DG 23 40W ALG NORTH BDY LINE OF SAID SEC 945.03 FT TH SOUTH 220.00 FT FOR POB TH CONT SOUTH 220.00 FT TH N89DG 58 56W 469.95 FT TH NORTH 101.79 FT TO PC OF CURVE HAVING CENT
Legal Range	17E
Legal Township	25S
Legal Section	05
Legal Subdivision	LAKEWOOD ACRES
Legal Tract	127
Legal Lot Number	127
Jurisdiction	PASCO FL
Township / Civil Division	PORT RICHEY
Census Block Group	2
Census Block	2001
Census Tract	31206

Owner

Source: Pasco County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12912 SPUR RD, HUDSON, FL 34669-2909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 14, 2021	Warranty Deed, Transfer · FHA Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2021 · Amount on Record
Deed Sale	Jun 14, 2021 · Amount on Record
Prior Sale	Apr 6, 1994 · Amount on Record
Deed Document Number	2021122964
Deed Book / Page	10369 / 2448
Prior Transfer Date	Jun 4, 2021
Prior Transfer Doc	0103692450
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASCO FL
Property Address	12912 SPUR RD, HUDSON, FL 34669-2909
Transaction Type	Mortgage
Record Updated	Nov 16, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12912 SPUR RD, PORT RICHEY, FL 34669-2909

Mortgage

Document Number	0107173630
Date	Nov 3, 2022
Book Page	10717/3630
Instrument	2022236521

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Jun 14, 2021
Property Address	12912 SPUR RD, HUDSON, FL 34669-2909
Document Number	0103692448
Book / Page	10369 / 2448
Instrument Date	Jun 4, 2021
Instrument	2021122964
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	BROKERS TITLE OF TAMPA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3211 SAPP RD, 3211, PLANT CITY, FL 33566-0535

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12912 SPUR RD, HUDSON, FL 34669-2909

Mortgage

Document Number	0103692450
Date	Jun 14, 2021
Book Page	10369/2450
Instrument	2021122965

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,273 (-1.34%) Land $50,415 Building $187,858	$238,273 (-1.34%) Land $50,415 Building $187,858
2025	$3,578.00 (-2.21%) Homeowner's exemption	$241,503 (+0.79%) Land $50,415 Building $191,088	$241,503 (-14.67%) Land $50,415 Building $191,088
2024	$3,659.00 (+2.93%)
2023	$3,555.00 (+11.41%) Additional exemption filed	$239,610 (+3%) Land $38,415 Building $201,195	$283,023 (+21.66%) Land $38,415 Building $244,608
2022	$3,191.00 Homeowner's exemption	$232,634 Land $43,415 Building $189,219	$232,634 Land $43,415 Building $189,219

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	15 (1985–2012)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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