12912 N Shell Traders Ct, Oro Valley (Tucson), AZ 85755 Property Records

Pima County property record for 12912 N Shell Traders Ct, Oro Valley, AZ 85755

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,693 sqft · built 2013
OwnerIndividual Name on Record
Last Sale$322,000 (Jun 2014)
Tax Bill$4,444 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN219-54-3650

Property Details

APN / Parcel Number

Primary APN219-54-3650

Interior

Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area2,693 sqft Living Area

Exterior

Year BuiltBuilt 2013
Exterior MaterialWood
Roof MaterialTile
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air

Location & Zoning

Street Address12912 N SHELL TRADERS CT
CityORO VALLEY
StateAZ
Zip85755-5989
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVISTOSO TOWN CENTER LOT 35
Legal Range13E
Legal Township11S
Legal Section25
Legal SubdivisionVISTOSO TOWN CENTER
Legal Lot Number35
JurisdictionPIMA AZ
Township / Civil DivisionTUCSON
Census Block Group2
Census Block2003
Census Tract4642

Owner

Source: Pima County records, as of January 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address12912 N SHELL TRADERS CT, ORO VALLEY, AZ 85755-5989
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 20, 2014 · Amount on Record
Deed SaleJun 20, 2014 · Amount on Record
Prior SaleSep 5, 2012 · Amount on Record
Deed Document Number0001710263
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIMA AZ
Property Address12912 N SHELL TRADERS CT, ORO VALLEY, AZ 85755-5989
Transaction TypeMortgage
Record UpdatedJul 18, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address12912 N SHELL TRADERS CT, ORO VALLEY, AZ 85755-5989

Mortgage

Document Number0002690078
DateSep 25, 2020
Instrument20202690078
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Pima County assessment roll, as of January 1, 2026

Property Jurisdictions

TypeName
StateArizona
CountyPima County
MunicipalityOro Valley Town
Unified School DistrictAmphitheater Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$44,488 (+1.78%)$444,884 (+1.78%)
2025$4,444.00 (+8.55%)
2024$43,709$437,090
2023$4,094.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 40% of Arizona
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORO VALLEY WATER UTILITY
serves 42,316 people · EPA ID AZ0410164
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
Simply Bits
Fixed Wireless
100 / 30

May also be available: Bluespan Wireless.

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