12912 Jim Ramsay Rd, Vancleave, MS 39565 Property Records

Jackson County property record for 12912 Jim Ramsay Rd, Vancleave, MS 39565

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,000 sqft · built 1964
Lot Size	2.4 acres (104,544 sqft)
Owner	Individual Name on Record
Tax Bill	$735 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`684.18-00-0013.00`

Property Details

APN / Parcel Number

Primary APN	`684.18-00-0013.00`
Alternative APNs	`02918010.000` `015619`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Plywood

Exterior

Year Built	Built 1964
Exterior Material	Wood
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Metal
Lot Area	104,544 sqft (2.4 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	015619
Street Address	12912 JIM RAMSAY RD
City	VANCLEAVE
State	MS
Zip	39565-9485
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NWC SE1/4 NE1/4 S 921.50' TO POB S 330' TO N/M RD E 287' TO W/S RD N 330' W 287' TO POB DB 2039-881 (13 MAP684.18)
Legal Range	08W
Legal Township	06S
Legal Section	18
Jurisdiction	JACKSON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1008
Census Tract	40208

Owner

Source: Jackson County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12912 JIM RAMSAY RD, VANCLEAVE, MS 39565-9485
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage ROCKET MORTGAGE
Sep 1, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2021
Deed Sale	Sep 1, 2021
Deed Document Number	0002039881
Deed Book / Page	2039 / 881
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	12912 JIM RAMSAY RD, VANCLEAVE, MS 39565-9485
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003827/344
Date	Sep 1, 2021
Book Page	3827/344
Instrument	202123252

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Sep 1, 2021
Property Address	12912 JIM RAMSAY RD, VANCLEAVE, MS 39565-9485
Document Number	002039/881
Book / Page	2039 / 881
Instrument Date	Aug 26, 2021
Instrument	202123251
Transaction Type	Transfer
Record Updated	Jan 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0202123252
Date	Sep 1, 2021
Instrument	202123252

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$735.00 (+8.73%) Homeowner's exemption	$8,715 (+7.14%) Land $3,125 Building $5,590	$87,154 (+7.15%) Land $31,250 Building $55,904
2024	$676.00 (+0.9%) Homeowner's exemption	$8,134 (-) Land $3,046 Building $5,088	$81,336 (-) Land $30,460 Building $50,876
2023	$670.00 (+3.4%) Homeowner's exemption	$8,134 (-) Land $3,046 Building $5,088	$81,336 (-) Land $30,460 Building $50,876
2022	$648.00 Homeowner's exemption	$8,134 Land $3,046 Building $5,088	$81,336 Land $30,460 Building $50,876

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 95% of Mississippi
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Singing River Connect Fiber	2,000 / 2,000

May also be available: C Spire Wireless.

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