12912 Hwy 65, Eckert, CO 81418 Property Records

Delta County property record for 12912 Hwy 65, Eckert, CO 81418

Property Summary

Property Type	Commercial
Details	2 bd · 3.5 ba · 7,650 sqft · built 1952
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Mar 2026)
Tax Bill	$3,905 (2025)
Deeds & Mortgages	Mar 2026 Sale & Reverse Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R005176`

Property Details

APN / Parcel Number

Primary APN	`R005176`
Alternative APN	`323713200036`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Units	2 Units
Stories	1 Story
Building Area	7,650 sqft Gross Area
1st Floor Area	7,650 sqft
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1980
Architectural Style	Modular
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Bowstring Truss
Roof Material	Other
Lot Area	30,492 sqft (0.7 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Convection
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R005176
Street Address	12912 HIGHWAY 65
City	ECKERT
State	CO
Zip	81418-5211
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	12912 HIGHWAY 65 ECKERT - ORCHARD CITY 81418 S: 13 T: 14S R: 95W SUBDIVISION: RURAL AREA TOTAL AC 0.7+- PT NE4NW4 SEC 13 T14S R95W 6PM BEG WH N4 COR BRS S881 0E 278 & N 453.4,TH N8810W 150, TO E ROW HWY 65 TH S2230W 175, TH S8518E 198.6, TH N6*8E
Legal Subdivision	RURAL AREA
Jurisdiction	DELTA CO
Township / Civil Division	CEDAREDGE
Census Block Group	3
Census Block	3004
Census Tract	964700

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15576 HAPPY HOLLOW RD, CEDAREDGE, CO 81413-8349
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Warranty Deed, Transfer · Reverse Mortgage MEL COOK
Mar 7, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2026 · Amount on Record
Deed Sale	Mar 11, 2026 · Amount on Record
Prior Sale	Nov 1, 2001 · Amount on Record
Deed Document Number	2026766521
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Mar 11, 2026
Property Address	12912 HIGHWAY 65, ECKERT, CO 81418-5211
Document Number	0000766521
Instrument Date	Mar 11, 2026
Instrument	766521
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15576 HAPPY HOLLOW RD, CEDAREDGE, CO 81413-8349

Mortgage

Document Number	0000766522
Date	Mar 11, 2026
Instrument	766522

Lender

Name	MEL COOK
Type	Private Party
Address	PO BOX 32, ECKERT, CO 81418

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1312 Months
Due	Jul 1, 2135

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	12912 HIGHWAY 65, ECKERT, CO 81418-5211
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000709343
Date	Mar 7, 2019
Instrument	709343

Lender

Name	BANK OF COLORADO
Type	Bank
Address	DELTA, CO 81416

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	83 Months
Due	Feb 26, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Orchard City Town
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,905.00 (+9.26%)	$65,932 (+13.41%) Land $14,310 Building $51,622	$244,193 (+17.19%) Land $53,000 Building $191,193
2024	$3,574.00 (+4.44%)	$58,138 (-) Land $8,370 Building $49,768	$208,379 (-) Land $30,000 Building $178,379
2023	$3,422.00 (+0.41%)	$58,138 (+1.87%) Land $8,370 Building $49,768	$208,379 (+5.88%) Land $30,000 Building $178,379
2022	$3,408.00	$57,072 Land $8,700 Building $48,372	$196,801 Land $30,000 Building $166,801

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ORCHARD CITY serves 3,100 people · EPA ID CO0115588
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2024
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 65

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