12912 Droxford Rd, Windermere, FL 34786 Property Records

Orange County property record for 12912 Droxford Rd, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,674 sqft · built 2006
Lot Size	0.149 acres (6,498 sqft)
Owner	Individual Name on File
Last Sale	$612,800 (Sep 2023)
Tax Bill	$9,867 (2025)
Deeds & Mortgages	Sep 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`24-23-27-5428-04-140`

Property Details

APN / Parcel Number

Primary APN	`24-23-27-5428-04-140`
Alternative APNs	`272324542804140` `146450` `147618` `149739`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,674 sqft Living Area
Gross Area	3,736 sqft
1st Floor Area	1,464 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,498 sqft (0.149 acres)
Garage Type	Attached
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	12912 DROXFORD RD
City	WINDERMERE
State	FL
Zip	34786-6649
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	LAKES OF WINDERMERE PHASE 2A 60/63 LOT 414
Legal Range	27E
Legal Township	23S
Legal Section	24
Legal Subdivision	LAKES OF WINDERMERE PH 2A
Legal Phase	2A
Legal Tract	5428
Legal Block	4
Legal Lot Number	414
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1022
Census Tract	17112

Owner

Source: Orange County records · APN 24-23-27-5428-04-140

Assessment roll updated April 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12912 DROXFORD RD, WINDERMERE, FL 34786-6649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 15, 2023 · Amount on Record
Deed Sale	Sep 15, 2023 · Amount on Record
Prior Sale	Apr 13, 2006 · Amount on Record
Deed Document Number	2023532459
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 15, 2023
Property Address	12912 DROXFORD RD, WINDERMERE, FL 34786-6649
Document Number	0000532459
Map Reference	MB 60 PG 63-70
Instrument Date	Sep 15, 2023
Instrument	20230532459
Transaction Type	Transfer
Record Updated	Oct 02, 2023
Title Company	OMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$4,289.60
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 3012 GEARING COURT, WINTER GARDEN, FL 34787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12912 DROXFORD RD, WINDERMERE, FL 34786-6649

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$552,670 (-7.89%) Land $125,000 Building $427,670	$552,670 (-7.89%) Land $125,000 Building $427,670
2025	$9,867.00 (-2.85%)	$600,030 (+16.18%) Land $125,000 Building $475,030	$600,030 (+16.18%) Land $125,000 Building $475,030
2024	$10,156.00 (+29.61%)
2023	$7,836.00 (+15.25%)	$516,461 (+23.67%) Land $110,000 Building $406,461	$516,461 (+23.67%) Land $110,000 Building $406,461
2022	$6,799.00	$417,616 Land $100,000 Building $317,616	$417,616 Land $100,000 Building $317,616

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lumen Technologies.

Based on FCC filings for 230 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.