12912 Chavile, Cypress, TX 77429 Property Records

Harris County property record for 12912 Chavile, Cypress, TX 77429

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,067 sqft · built 1974
Lot Size	0.84 acres (36,594 sqft)
Owner	2 Individual Names on Record
Last Sale	$321,700 (Jun 2017)
Tax Bill	$3,419 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103-015-000-0430`

Property Details

APN / Parcel Number

Primary APN	`103-015-000-0430`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	4,067 sqft Living Area
Gross Area	4,719 sqft
1st Floor Area	4,067 sqft
Attic	Attic
Attic Area	652 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1983
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	36,594 sqft (0.84 acres)
Garage Type	Attached
Garage Area	805 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	210 sqft
Patio Area	252 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1030150000430
Street Address	12912 CHAVILE
City	CYPRESS
State	TX
Zip	77429-2958
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 430 & 431 TOWER OAKS PLAZA SEC 4 U/R
Legal Subdivision	TOWER OAKS PLAZA SEC 4 U/R
Legal Block	2
Legal Lot Number	430
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	2
Census Block	2008
Census Tract	552304

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12912 CHAVILE, CYPRESS, TX 77429-2958
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRINITY OAKS MORTGAGE LLC
Aug 11, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 23, 2017	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2017 · Amount on Record
Deed Sale	Jun 23, 2017 · Amount on Record
Prior Sale	Oct 27, 2000 · Amount on Record
Deed Document Number	2017280590
Prior Transfer Date	Jun 16, 2017
Prior Transfer Doc	0000280590
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12912 CHAVILE, CYPRESS, TX 77429-2958
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102391
Date	Feb 25, 2022
Instrument	2022-102391

Lender

Name	TRINITY OAKS MORTGAGE LLC
Type	Mortgage Company
Address	RED OAK, TX 75154

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	12912 CHAVILE, CYPRESS, TX 77429-2958
Transaction Type	Mortgage
Record Updated	Sep 2, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000365410
Date	Aug 11, 2020
Instrument	2020-365410

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 23, 2017
Property Address	12912 CHAVILE, CYPRESS, TX 77429-2958
Document Number	0000280590
Instrument Date	Jun 21, 2017
Instrument	280590
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	FRONTIER TITLE COMPANY-WH LLC, FRONTIER TITLE CO-WH LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12912 CHAVILE CYPRESS TX 774292958, CYPRESS, TX 77429-2958

Mortgage

Document Number	280591
Date	Jun 23, 2017
Instrument	280591

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$520,977 (-5.6%) Land $161,810 Building $359,167	$520,977 (-5.6%) Land $161,810 Building $359,167
2025	$3,419.00 (-15.48%) Homeowner's exemption	$551,884 (+10.82%) Land $161,810 Building $390,074	$551,884 (+10.82%) Land $161,810 Building $390,074
2024	$4,045.00 (+35.33%)
2023		$498,000 Land $161,810 Building $336,190	$498,000 Land $161,810 Building $336,190
2022	$2,989.00 (+19.51%)
2020	$2,501.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 93 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	28 (2016–2017)
Claims Outside the SFHA	22 of 28
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 20 claims Severe Storms And Flooding, Apr 2016 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ezee Fiber, T-Mobile.

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