12911 128th Ave, Largo, FL 33774 Property Records

Pinellas County property record for 12911 128th Ave, Largo, FL 33774

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,277 sqft · built 1978
Lot Size	0.139 acres (6,072 sqft)
Owner	2 Individual Names on File
Last Sale	$239,000 (Feb 2019)
Tax Bill	$3,669 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-7328-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-7328-0`
Alternative APNs	`08-30-15-57987-000-1350` `301508579870001350` `153008579870001350` `R90816`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,277 sqft Living Area
Gross Area	1,784 sqft
1st Floor Area	1,277 sqft
Flooring	Carpet

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,072 sqft (0.139 acres)
Lot Dimensions	101 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	27 sqft
Deck Area	Deck Area
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R90816
Street Address	12911 128TH AVE
City	LARGO
State	FL
Zip	33774-2638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILL POND LOT 135
Legal Range	15E
Legal Township	30S
Legal Section	8
Legal Subdivision	MILL POND
Legal Tract	57987
Legal Lot Number	135
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2013
Census Tract	25207

Owner

12911 128th Ave is owned and occupied by two individuals who bought it in February 2019.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	500 CARR 177, 122, BAYAMON, PR 00959-8938
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2020	Deed of Trust, Mortgage · VA Mortgage USAA
Feb 26, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2019 · Amount on File
Deed Sale	Feb 26, 2019 · Amount on File
Prior Sale	Oct 1, 2015 · Amount on File
Deed Document Number	201961934
Deed Book / Page	20442 / 1416
Prior Transfer Date	May 28, 2015
Prior Transfer Doc	0188001257
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12911 128TH AVE, LARGO, FL 33774-2638
Document Number	0211282464
Instrument Date	Aug 8, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12911 128TH AVE LARGO FL 337742638, LARGO, FL 33774-2638

Mortgage

Document Number	0211282464
Date	Aug 19, 2020
Book Page	021128/002464
Instrument	247583

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Feb 26, 2019
Property Address	12911 128TH AVE, LARGO, FL 33774-2638
Document Number	0204421416
Book / Page	020442 / 001416
Instrument Date	Feb 25, 2019
Instrument	61934
Transaction Type	Transfer
Record Updated	Mar 12, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,673.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12911 128TH AVE LARGO FL 337742638, LARGO, FL 33774-2638

Mortgage

Document Number	204421418
Date	Feb 26, 2019
Book Page	020442/001418
Instrument	61935

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12911 128th Ave was $3,669 with a homeowner's exemption, up 5.8% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,669.00 (+5.8%) Homeowner's exemption	$235,452	$350,717 Land $113,690 Building $237,027
2024	$3,468.00 (+1.88%)
2023	$3,404.00 (+3.12%) Homeowner's exemption	$222,151 (+3%)	$317,372 (+11.86%) Land $136,088 Building $181,284
2022	$3,301.00 Homeowner's exemption	$215,681	$283,730 Land $143,680 Building $140,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12911 128th Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2016–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2020 · Hurricane Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12911 128th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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