12910 Whitewater Way, Conroe, TX 77302 Property Records

Montgomery County property record for 12910 Whitewater Way, Conroe, TX 77302

Property Summary

Property TypeSingle Family Home
Details4,565 sqft
Owner2 Individual Names on File
Last Sale$478,786 (Jun 2026)
Tax Bill$3,076 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4585-03-08000

Property Details

APN / Parcel Number

Primary APN4585-03-08000
Alternative APN
  • R550099

Interior

Stories2 Stories
Building Area4,565 sqft Living Area
Gross Area5,303 sqft
1st Floor Area2,954 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Garage TypeAttached
Garage Area738 sqft
PorchOpen Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address12910 WHITEWATER WAY
CityCONROE
StateTX
Zip77302-1235
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS458503 - EVERGREEN 03, BLOCK 3, LOT 27
Legal SubdivisionEVERGREEN 03
Legal Block3
Legal Lot Number27
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group3
Census Block3031
Census Tract692202

Owner

12910 Whitewater Way is owned and occupied by two individuals who bought it in June 2026.

Source: Montgomery County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address12910 WHITEWATER WAY, CONROE, TX 77302-1235
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2026 · Amount on File
Deed SaleJun 8, 2026 · Amount on File
Deed Document Number202660047
Record UpdatedOct 29, 2026

June 2026: Special Warranty Deed

Document TypeSpecial Warranty Deed
JurisdictionMONTGOMERY TX
Recording DateJun 8, 2026
Property Address12910 WHITEWATER WAY, CONROE, TX 77302-1235
Document Number0000060047
Instrument DateJun 8, 2026
Instrument202660047
Record UpdatedJun 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12910 WHITEWATER WAY, CONROE, TX 77302-1235

Mortgage

Document Number0000060048,
DateJun 8, 2026
Instrument202660048
Lender
NameHFA MORTGAGE INC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 12910 Whitewater Way was $3,076, up 84.7% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$352,414 (+235.63%) Land $105,000 Building $247,414$352,414 (+235.63%) Land $105,000 Building $247,414
2025$3,076.00 (+84.74%)$105,000 Land $105,000$105,000 Land $105,000
2024$1,665.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12910 Whitewater Way in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 45 policies
Nearby Flood Policies45 in force
Nearby Flood Claims9 (2008–2024)
Claims Outside the SFHA2 of 9
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 4 claims
  • Tropical Storm Imelda, Sep 2019 · 2 claims
  • Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12910 Whitewater Way is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Centric Fiber
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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