12910 Oneida Rd, Grand Ledge, MI 48837 Property Records

Eaton County property record for 12910 Oneida Rd, Grand Ledge, MI 48837

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,104 sqft · built 1967
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on File
Last Sale$167,500 (Sep 2018)
Tax Bill$3,013 (2022)
Deeds & MortgagesJul 2022 Line of Credit
Feb 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03006360004000

Property Details

APN / Parcel Number

Primary APN03006360004000

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,104 sqft Living Area
1st Floor Area1,104 sqft
Basement Area1,104 sqft
Unfinished Basement1,104 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage Area572 sqft
PorchPorch
Total Buildings6 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address12910 ONEIDA RD
CityGRAND LEDGE
StateMI
Zip48837-9495
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A RE
Legal DescriptionLOT 4. MAPLE VALLEY ESTATES SEC.10, T4N,R4W, ONEIDA TOWNSHIP
Legal Range04W
Legal Township04N
Legal Section10
Legal SubdivisionMAPLE VALLEY ESTATES
Legal Lot Number4
JurisdictionEATON MI
Township / Civil DivisionONEIDA
Census Block Group4
Census Block4005
Census Tract20404

Owner

12910 Oneida Rd is owned and occupied by an individual who bought it in September 2018.

Source: Eaton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address12910 ONEIDA RD, GRAND LEDGE, MI 48837-9495
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2022Deed of Trust, Mortgage · Line of Credit
FLAGSTAR BANK FSB
Feb 14, 2020Deed of Trust, Mortgage · VA Mortgage
UNION HOME MORTGAGE CORP
Sep 10, 2018Warranty Deed, Transfer · VA Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2018 · Amount on File
Deed SaleSep 10, 2018 · Amount on File
Deed Book / Page2752 / 390
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEATON MI
Property Address12910 ONEIDA RD, GRAND LEDGE, MI 48837-9495
Transaction TypeMortgage
Record UpdatedJul 13, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address12910 ONEIDA RD, GRAND LEDGE, MI 48837-9495

Mortgage

Document Number003010/149
DateJul 1, 2022
Book Page3010/149
Lender
NameFLAGSTAR BANK FSB
TypeBank
Address48008
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEATON MI
Property Address12910 ONEIDA RD, GRAND LEDGE, MI 48837-9495
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02829/0043
DateFeb 14, 2020
Book Page2829/0043
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2050

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEATON MI
Recording DateSep 10, 2018
Property Address12910 ONEIDA RD, GRAND LEDGE, MI 48837-9495
Document Number02752/0390
Book / Page2752 / 0390
Map ReferenceLB4 PG67&68
Instrument DateAug 14, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyTRANSNATION TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,440.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12910 ONEIDA RD, 12910, GRAND LEDGE, MI 48837-9495

Transferred To (Grantee/Buyer)

NameVerified Name
Address641 JORDAN DR, EDWARDS, CA 93523-1942

Mortgage

Document Number0002752394
DateSep 10, 2018
Instrument2752/394
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEaton County
County SubdivisionOneida Charter Township
Unified School DistrictGrand Ledge Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$112,800$220,279 Land $61,224 Building $159,055
2023$95,500$191,000
2022$3,013.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12910 Oneida Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12910 Oneida Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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