Platte County property record for 12910 Harbor Point Dr, Platte City, MO 64079
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,826 sqft · built 1998 |
| Lot Size | 0.619 acres (27,007 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,705 (2023) |
| Deeds & Mortgages | Aug 2023 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-3.0-07-300-000-017-000 |
| Primary APN | 17-3.0-07-300-000-017-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,826 sqft Living Area |
| Gross Area | 4,936 sqft |
| 1st Floor Area | 1,733 sqft |
| Basement Area | 1,733 sqft |
| Finished Basement | 1,200 sqft |
| Game Room | Game Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Wood Shingle |
| Lot Area | 27,007 sqft (0.619 acres) |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 317 sqft |
| Patio Area | 317 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 12910 HARBOR POINT DR |
|---|---|
| City | PLATTE CITY |
| State | MO |
| Zip | 64079-7215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKES AT OAKMONT LOT 17 |
| Legal Range | 34 |
| Legal Township | 52 |
| Legal Section | 07 |
| Legal Subdivision | LAKES AT OAKMONT |
| Legal Lot Number | 17 |
| Jurisdiction | PLATTE MO |
| Township / Civil Division | CARROLL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30401 |
Source: Platte County records · APN 17-3.0-07-300-000-017-000
Assessment roll updated May 31, 2023 · Last verified January 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 12910 HARBOR POINT DR, PLATTE CITY, MO 64079-7215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 09, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Oct 16, 2020 | Deed of Trust, Mortgage · VA Mortgage FIRST STATE BANK OF ST CHARLES MO |
| Oct 18, 2019 | Deed of Trust, Mortgage · VA Mortgage FIRST ST BK/ST CHARLES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 27, 2012 |
| Deed Sale | Jun 27, 2012 |
| Deed Document Number | 0011930028 |
| Deed Book / Page | 1193 / 028 |
| Prior Transfer Date | Jun 26, 2012 |
| Prior Transfer Doc | 0011930028 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLATTE MO |
| Property Address | 12910 HARBOR POINT DR, PLATTE CITY, MO 64079-7215 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 12910 HARBOR POINT DR, PLATTE CITY, MO 64079-7215 |
| Document Number | 0013950975 |
|---|---|
| Date | Aug 09, 2023 |
| Book Page | 1395/975 |
| Instrument | 2023007777 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64153 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLATTE MO |
| Property Address | 12910 HARBOR POINT DR, PLATTE CITY, MO 64079-7215 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ALLIANCE TITLE |
| Name | Verified Name |
|---|---|
| Address | 12910 HARBOR POINT DR, PLATTE CITY, MO 64079-7215 |
| Document Number | 0013410731 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 1341/731 |
| Instrument | 2020017711 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLATTE MO |
| Property Address | 12910 HARBOR POINT DR, PLATTE CITY, MO 64079-7215 |
| Document Number | 0013200592 |
| Instrument Date | Oct 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2019 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12910 HARBOR POINT DR PLATTE CITY MO 640797215, PLATTE CITY, MO 64079-7215 |
| Document Number | 0013200592 |
|---|---|
| Date | Oct 24, 2019 |
| Book Page | 001320/000592 |
| Instrument | 13748 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2049 |
Source: Platte County records · Assessment roll updated May 31, 2023 · Last verified January 2024
| Type | Name |
|---|---|
| State | Missouri |
| County | Platte County |
| Unified School District | Platte County R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,705.00 (+9.94%) | $85,779 Land $13,766 Building $72,013 | $451,471 Land $72,455 Building $379,016 |
| 2018 | $5,189.00 |
Source: FEMA National Flood Hazard Layer as of April 1, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2015–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2016 · other causes |
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 160 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PLATTE CO PWSD 4 serves 9,552 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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