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12910 Grovehurst Ave, Winter Garden, FL 34787 Property Records

Orange County property record for 12910 Grovehurst Ave, Winter Garden, FL 34787

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,710 sqft · built 2006
Lot Size0.154 acres (6,718 sqft)
Owner2 Individual Names on Record
Last Sale$260,000 (Jul 2018)
Tax Bill$3,436 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN35-22-27-3225-00-110

Property Details

APN / Parcel Number

Primary APN35-22-27-3225-00-110
Alternative APNs
  • 272235322500110
  • 129499
  • 130281
  • 131660

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,710 sqft Living Area
Gross Area2,280 sqft
1st Floor Area1,710 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,718 sqft (0.154 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area170 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address12910 GROVEHURST AVE
CityWINTER GARDEN
StateFL
Zip34787-6517
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionGROVEHURST 63/108 LOT 11
Legal Range27E
Legal Township22S
Legal Section35
Legal SubdivisionGROVEHURST
Legal Tract3225
Legal Lot Number11
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group1
Census Block1011
Census Tract17118

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12910 GROVEHURST AVE, WINTER GARDEN, FL 34787-6517
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2020Deed of Trust, Mortgage · Conventional with PMI
TRUSTCO BK
Jul 23, 2018Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2018 · Amount on Record
Deed SaleJul 23, 2018 · Amount on Record
Prior SaleSep 24, 2009 · Amount on Record
Deed Document Number2018433008
Prior Transfer DateAug 5, 2009
Prior Transfer Doc0000455519
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address12910 GROVEHURST AVE, WINTER GARDEN, FL 34787-6517
Document Number0000577528
Instrument DateOct 28, 2020
Transaction TypeMortgage
Record UpdatedNov 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12910 GROVEHURST AVE WINTER GARDEN FL 347876517, WINTER GARDEN, FL 34787-6517

Mortgage

Document Number0000577528
DateNov 5, 2020
Instrument577528
Lender
NameTRUSTCO BK
TypeBank
AddressLONGWOOD, FL 32750
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 4, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateJul 23, 2018
Property Address12910 GROVEHURST AVE, WINTER GARDEN, FL 34787-6517
Document Number0000433008
Map ReferenceMB 63 PG 108-112
Instrument DateJul 17, 2018
Instrument20180433008
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyEQUITABLE TITLE OF WEST ORLA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12910 GROVEHURST AVE, WINTER GARDEN, FL 34787-6517

Mortgage

Document Number0000433009
DateJul 23, 2018
Instrument20180433009
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$258,208 (+2.7%)$360,390 (-1.18%) Land $95,000 Building $265,390
2025$3,436.00 (+5.37%) Homeowner's exemption$251,420 (+5.99%)$364,680 (+9.65%) Land $95,000 Building $269,680
2024$3,261.00 (+3.89%)
2023$3,139.00 (+3.26%) Homeowner's exemption$237,217 (+3%)$332,600 (+32.76%) Land $95,000 Building $237,600
2022$3,040.00 Homeowner's exemption$230,308$250,519 Land $71,250 Building $179,269

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER GARDEN WATER DEPT (3 WPS)
serves 72,205 people · EPA ID FL3481481
Water SourceGroundwater
Last State InspectionFeb 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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