Contra Costa County property record for 1291 Waterfall Way, Concord, CA 94521
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,181 sqft · built 1976 |
| Lot Size | 0.238 acres (10,385 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $980,000 (Oct 2021) |
| Tax Bill | $10,602 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer May 2017 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 133-454-003-4 |
| Primary APN | 133-454-003-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,181 sqft Living Area |
| 1st Floor Area | 1,136 sqft |
| 2nd Floor Area | 1,045 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cluster |
| Lot Area | 10,385 sqft (0.238 acres) |
| Garage Type | Attached |
| Garage Area | 651 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 1291 WATERFALL WAY |
|---|---|
| City | CONCORD |
| State | CA |
| Zip | 94521-3524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | T04637 L0024 B EX MR |
| Legal Subdivision | SUBDIVISION 4637 |
| Legal Tract | 04637 |
| Legal Lot Number | 24 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | CENTRAL CONTRA COSTA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 334007 |
Source: Contra Costa County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1291 WATERFALL WAY, CONCORD, CA 94521-3524 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 8, 2023 | Intrafamily Transfer, Transfer |
| May 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jan 11, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 23, 2021 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Oct 26, 2021 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 21, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 18, 2019 | Grant Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2021 · Amount on Record |
| Deed Sale | Oct 26, 2021 · Amount on Record |
| Prior Sale | Jun 18, 2019 · Amount on Record |
| Deed Document Number | 2021299917 |
| Prior Transfer Date | Sep 16, 2020 |
| Prior Transfer Doc | 0000209983 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Feb 8, 2023 |
| Property Address | 1291 WATERFALL WAY, CONCORD, CA 94521-3524 |
| Document Number | 0000011506 |
| Map Reference | MB 186 PG 48 |
| Instrument Date | Feb 5, 2023 |
| Instrument | 2023-011506 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1291 WATERFALL WAY, CONCORD, CA 94521-3524 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1291 WATERFALL WAY, CONCORD, CA 94521-3524 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000089280 |
|---|---|
| Date | May 23, 2017 |
| Instrument | 2017-089280 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1291 WATERFALL WAY, CONCORD, CA 94521-3524 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1291 WATERFALL WAY, CONCORD, CA 94521-3524 |
| Document Number | 0000008453 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 2021-008453 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 17, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1291 WATERFALL WAY, CONCORD, CA 94521-3524 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1291 WATERFALL WAY, CONCORD, CA 94521-3524 |
| Document Number | 0000204319 |
|---|---|
| Date | Jul 20, 2021 |
| Instrument | 2021-204319 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 1291 WATERFALL WAY, CONCORD, CA 94521-3524 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1291 WATERFALL WAY, CONCORD, CA 94521-3524 |
| Document Number | 0000233867 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2021-233867 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 17, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Oct 26, 2021 |
| Property Address | 1291 WATERFALL WAY, CONCORD, CA 94521-3524 |
| Document Number | 0000299917 |
| Map Reference | MB 186 PG 48 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 2021-299917 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1291 WATERFALL WAY, CONCORD, CA 94521-3524 |
| Document Number | 0000299918 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2021-299918 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Sep 21, 2020 |
| Property Address | 1291 WATERFALL WAY, CONCORD, CA 94521-3524 |
| Document Number | 0000209983 |
| Map Reference | MB 186 PG 48 |
| Instrument Date | Sep 16, 2020 |
| Instrument | 2020-209983 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1291 WATERFALL WAY, CONCORD, CA 94521-3524 |
| Document Number | 0000209984 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 2020-209984 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Recording Date | Jun 18, 2019 |
| Property Address | 1291 WATERFALL WAY, CONCORD, CA 94521-3524 |
| Document Number | 0000092136 |
| Instrument Date | Jun 12, 2019 |
| Instrument | 92136 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $881.10 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1291 WATERFALL WAY CONCORD CA 945213524, CONCORD, CA 94521-3524 |
| Document Number | 92137 |
|---|---|
| Date | Jun 18, 2019 |
| Instrument | 92137 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 17, 2049 |
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | Concord City |
| Unified School District | Mount Diablo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $893,695 (+2%) Land $483,710 Building $409,985 | |
| 2025 | $10,602.00 (+4.41%) Homeowner's exemption | $876,173 (+4.04%) Land $474,226 Building $401,947 |
| 2023 | $10,154.00 (+1.25%) Homeowner's exemption | $842,152 Land $455,812 Building $386,340 |
| 2022 | $10,029.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2022 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 669 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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