1291 W Redding St, Hernando, FL 34442 Property Records

Citrus County property record for 1291 W Redding St, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,662 sqft · built 1991
Lot Size	1 acres (43,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$29,000 (Dec 1990)
Tax Bill	$1,482 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00620-014.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00620-014.0`
Alternative APNs	`1818S19E0110006200140` `2306629`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,662 sqft Living Area
1st Floor Area	1,662 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1996
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	43,761 sqft (1 acres)
Lot Dimensions	291 ft deep x 150 ft wide
Garage Area	616 sqft
Parking Spaces	6 Parking Spaces
Pool Area	325 sqft
Porch	Open Porch
Porch Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2306629
Old Parcel Number	1818S19E0110006200140
Street Address	1291 W REDDING ST
City	HERNANDO
State	FL
Zip	34442-3254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRR CENTRAL RIDGE RESIDEN
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LT 14 BLK 62 DESC IN OR BK 881 PG 1660 ((HX=ALL PARTIES))
Legal Range	18E
Legal Township	18S
Legal Section	35
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	62
Legal Lot Number	14
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1018
Census Tract	450704

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1291 W REDDING ST, HERNANDO, FL 34442-3254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 1990 · Amount on Record
Deed Sale	Dec 1, 1990 · Amount on Record
Deed Document Number	0008811660
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1291 W REDDING ST, HERNANDO, FL 34442-3254
Document Number	0029731238
Instrument Date	Apr 19, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1291 W REDDING ST HERNANDO FL 344423254, HERNANDO, FL 34442-3254

Mortgage

Document Number	0029731238
Date	May 3, 2019
Book Page	002973/001238
Instrument	22535

Lender

Name	SUNCOAST CU
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	May 2, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,482.00 (+6.62%) Homeowner's exemption Additional exemption filed	$256,445 (-3.27%) Land $31,000 Building $225,445	$256,445 (-3.27%) Land $31,000 Building $225,445
2024	$1,390.00 (+3.04%) Homeowner's exemption Additional exemption filed	$265,120 (+1.93%) Land $29,500 Building $235,620	$265,120 (+1.93%) Land $29,500 Building $235,620
2023	$1,349.00 (+6.89%) Homeowner's exemption Additional exemption filed	$260,103 (+21.6%) Land $25,500 Building $234,603	$260,103 (+21.6%) Land $25,500 Building $234,603
2022	$1,262.00 Homeowner's exemption Additional exemption filed	$213,905 Land $17,250 Building $196,655	$213,905 Land $17,250 Building $196,655

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20