1291 SE Kirk St, Stuart, FL 34997 Property Records

Martin County property record for 1291 SE Kirk St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,930 sqft · built 2006
Lot Size	0.139 acres (6,055 sqft)
Owner	2 Individual Names on File
Last Sale	$327,000 (Jan 2017)
Tax Bill	$5,673 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-38-41-009-000-0220.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`40-38-41-009-000-0220.0-0-0000`
Alternative APNs	`40-38-41-009-000-02200-0` `849202`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,930 sqft Living Area
Gross Area	3,350 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	6,055 sqft (0.139 acres)
View / Lot	Water View
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1291 SE KIRK ST
City	STUART
State	FL
Zip	34997-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR
Legal Description	LOT 220 MARTINS CROSSING PUD (PB 15 PG 89)
Legal Range	41E
Legal Township	38S
Legal Section	40
Legal Subdivision	MARTINS CROSSING
Legal Block	1
Legal Lot Number	220
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1001
Census Tract	1106

Owner

Source: Martin County assessment roll, as of August 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1291 SE KIRK ST, STUART, FL 34997-1532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage R P FNDG INC
Dec 2, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 16, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 24, 2017	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 24, 2017 · Amount on Record
Deed Sale	Jan 24, 2017 · Amount on Record
Prior Sale	Mar 23, 2006 · Amount on Record
Deed Document Number	20172616175
Deed Book / Page	2903 / 832
Last Transfer Date	Nov 30, 2020
Transfer Doc	0031771748
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1291 SE KIRK ST, STUART, FL 34997-1532
Document Number	0031890087
Instrument Date	Dec 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1291 SE KIRK ST STUART FL 349971532, STUART, FL 34997-1532

Mortgage

Document Number	0031890087
Date	Jan 12, 2021
Book Page	003189/000087
Instrument	2861294

Lender

Name	R P FNDG INC
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 2, 2020
Property Address	1291 SE KIRK ST, STUART, FL 34997-1532
Document Number	0031771748
Book / Page	003177 / 001748
Instrument Date	Nov 30, 2020
Instrument	2853242
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1291 SE KIRK ST STUART FL 349971532, STUART, FL 34997-1532

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 16, 2018
Property Address	1291 SE KIRK ST, STUART, FL 34997-1532
Document Number	0029861970
Book / Page	002986 / 001970
Instrument Date	Feb 11, 2018
Instrument	2689276
Transaction Type	Transfer
Record Updated	Jun 7, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1291 SE KIRK ST STUART FL 349971532, STUART, FL 34997-1532

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 24, 2017
Property Address	1291 SE KIRK ST, STUART, FL 34997-1532
Document Number	0029030832
Book / Page	02903 / 0832
Map Reference	MB15 PG89
Instrument Date	Jan 18, 2017
Instrument	2616175
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	OLD REPUBLIC NATL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,289.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1291 SE KIRK ST, 1291, STUART, FL 34997-1532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1291 SE KIRK ST, STUART, FL 34997-1532

Mortgage

Document Number	0002616176
Date	Jan 24, 2017
Instrument	2616176

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$369,657 (+5.99%)	$515,000 (+10.03%) Land $155,000 Building $360,000
2024	$5,673.00 (+2.01%)
2023	$5,561.00 (+3.6%) Additional exemption filed	$348,777 (+3%)	$468,050 (+8.01%) Land $130,000 Building $338,050
2022	$5,368.00 Homeowner's exemption	$338,619	$433,330 Land $110,000 Building $323,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile USA.

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