1291 S Spruce Ave, Bloomington, CA 92316 Property Records

San Bernardino County property record for 1291 S Spruce Ave, Bloomington, CA 92316

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,400 sqft · built 1984
Lot Size	0.101 acres (4,400 sqft)
Owner	2 Individual Names on File
Last Sale	$169,000 (Jun 2010)
Tax Bill	$6,157 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0128-271-39-0000`

Property Details

APN / Parcel Number

Primary APN	`0128-271-39-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,400 sqft Living Area
Gross Area	1,856 sqft
1st Floor Area	740 sqft
2nd Floor Area	660 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	110 ft deep x 40 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	40 sqft
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1291 S SPRUCE AVE
City	RIALTO
State	CA
Zip	92376
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRDD
Legal Description	TRACT 11653 LOT 17 AND INT IN COMMON AREA
Legal Subdivision	169M94
Legal Tract	11653
Legal Block	2
Legal Lot Number	17
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2019
Census Tract	3605

Owner

1291 S Spruce Ave is owned and occupied by two individuals who acquired it in February 2021.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1291 S SPRUCE AVE, RIALTO, CA 92376
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Deed of Trust, Mortgage RIZE FCU
Feb 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage COMMUNITY MORTGAGE FUNDING LLC
Dec 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 23, 2018	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2010 · Amount on File
Deed Sale	Jun 25, 2010 · Amount on File
Prior Sale	Oct 23, 2009 · Amount on File
Deed Document Number	2010254613
Last Transfer Date	Feb 19, 2021
Transfer Doc	0000092900
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1291 S SPRUCE AVE, BLOOMINGTON, CA 92316-1557
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1291 S SPRUCE AVE, BLOOMINGTON, CA 92316-1557

Mortgage

Document Number	0000041253
Date	Feb 12, 2026
Instrument	2026-0041253

Lender

Name	RIZE FCU
Type	Credit Union
Address	EL MONTE, CA 91734

Agreement

Amount	Amount on Record
Term	240 Months
Due	Feb 11, 2046

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 26, 2021
Property Address	1291 S SPRUCE AVE, BLOOMINGTON, CA 92316-1557
Document Number	0000092900
Map Reference	MB 169 PG 94&95
Instrument Date	Feb 19, 2021
Instrument	2021-0092900
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1291 S SPRUCE AVE, BLOOMINGTON, CA 92316-1557

Mortgage

Document Number	0000092901
Date	Feb 26, 2021
Instrument	2021-0092901

Lender

Name	COMMUNITY MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 11, 2020
Property Address	1291 S SPRUCE AVE, BLOOMINGTON, CA 92316-1557
Document Number	0000504162
Instrument Date	Nov 17, 2020
Instrument	504162
Transaction Type	Transfer
Record Updated	Dec 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1291 S SPRUCE AVE BLOOMINGTON CA 923161557, BLOOMINGTON, CA 92316-1557

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	1291 S SPRUCE AVE, BLOOMINGTON, CA 92316-1557
Document Number	0000181102
Instrument Date	Mar 23, 2018
Transaction Type	Mortgage
Record Updated	May 25, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1291 S SPRUCE AVE BLOOMINGTON CA 923161557, BLOOMINGTON, CA 92316-1557

Mortgage

Document Number	0000181102
Date	May 18, 2018
Instrument	181102

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1291 S Spruce Ave was $6,157.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rialto City
Unified School District	Colton Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$463,713 (+2%) Land $138,010 Building $325,703
2025	$6,157.00	$454,621 Land $135,304 Building $319,317
2023	$5,888.00 (+1.96%)	$436,968 Land $130,050 Building $306,918
2022	$5,775.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1291 S Spruce Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1291 S Spruce Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST VALLEY WATER DISTRICT serves 96,123 people · EPA ID CA3610004
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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