1291 Rose Dr, Niles, MI 49120 Property Records

Cass County property record for 1291 Rose Dr, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,097 sqft · built 1898
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$297,000 (Aug 2018)
Tax Bill	$4,279 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-020-370-055-00`

Property Details

APN / Parcel Number

Primary APN	`14-020-370-055-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	2,097 sqft Building Perimeter
1st Floor Area	1,161 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Architectural Style	Ranch
Lot Area	13,939 sqft (0.32 acres)
Garage Area	720 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1291 ROSE DR
City	NILES
State	MI
Zip	49120-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. 999A SEC 20 T7S R16W S 1/2 LOT 55 & LOT 56 BARTAK ACRES.
Legal Subdivision	BARTAK ACRES
Legal Lot Number	55,56
Jurisdiction	CASS MI
Township / Civil Division	HOWARD
Census Block Group	1
Census Block	1005
Census Tract	1500

Owner

1291 Rose Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Cass County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1291 ROSE DR, NILES, MI 49120-1313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage EVERWISE CU
Aug 27, 2021	Deed of Trust, Mortgage · Line of Credit TEACHERS CU
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU
Aug 21, 2018	Warranty Deed, Transfer · Conventional Mortgage TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2018 · Amount on File
Deed Sale	Aug 21, 2018 · Amount on File
Prior Sale	Dec 2, 2004 · Amount on File
Deed Book / Page	1143 / 1985
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	1291 ROSE DR, NILES, MI 49120-1313
Transaction Type	Mortgage
Record Updated	Jan 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1291 ROSE DR, NILES, MI 49120-1313

Mortgage

Document Number	001270/524
Date	Dec 17, 2025
Book Page	1270/524

Lender

Name	EVERWISE CU
Type	Credit Union
Address	SOUTH BEND, IN 46601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 2, 2046

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	1291 ROSE DR, NILES, MI 49120-1313
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1291 ROSE DR, NILES, MI 49120-1313

Mortgage

Document Number	01202/1059
Date	Aug 27, 2021
Book Page	1202/1059

Lender

Name	TEACHERS CU
Type	Credit Union
Address	SOUTH BEND, IN 46601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 27, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	1291 ROSE DR, NILES, MI 49120-1313
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001178/59
Date	Aug 18, 2020
Book Page	1178/59

Lender

Name	TEACHERS CU
Type	Credit Union
Address	SOUTH BEND, IN 46601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2040

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Aug 21, 2018
Property Address	1291 ROSE DR, NILES, MI 49120-1313
Document Number	01143/1985
Book / Page	1143 / 1985
Map Reference	LB1-F PG285
Instrument Date	Aug 17, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,554.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52266 LOOKOUT POINTE CT, GRANGER, IN 46530-7407

Mortgage

Document Number	0011431988
Date	Aug 21, 2018
Instrument	1143/1988

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1291 Rose Dr was $4,279 with a homeowner's exemption.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Howard Township
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$399,400 (+22.7%) Land $399,400	$798,800 (+22.7%) Land $798,800
2025	$4,279.00 Homeowner's exemption	$325,500 Land $325,500	$651,000 Land $651,000
2023		$239,100	$478,200
2022	$3,455.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1291 Rose Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1291 Rose Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Surf Internet.

Nearby Properties on Rose Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures