1291 Pacific St, Monterey, CA 93940 Property Records

Monterey County property record for 1291 Pacific St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,959 sqft · built 1954
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$980,000 (Apr 2026)
Tax Bill	$10,092 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`001-651-025-000`

Property Details

APN / Parcel Number

Primary APN	`001-651-025-000`
Alternative APN	`001-651-025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,959 sqft Living Area
1st Floor Area	1,959 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,000 sqft (0.161 acres)
Garage Area	473 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	001-651-025
Street Address	1291 PACIFIC ST
City	MONTEREY
State	CA
Zip	93940-6120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTE REGIO NO 1 LOT 13 BLK 4
Legal Subdivision	MONTE REGIO NO 1
Legal Tract	1
Legal Block	4
Legal Lot Number	13
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	4
Census Block	4006
Census Tract	12800

Owner

1291 Pacific St is owned and occupied by two individuals who bought it in April 2026.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1291 PACIFIC ST, MONTEREY, CA 93940-6120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 18, 2017	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on File
Deed Sale	Apr 13, 2026 · Amount on File
Prior Sale	Jan 2, 2018 · Amount on File
Deed Document Number	202611976
Prior Transfer Date	Apr 17, 2003
Prior Transfer Doc	0000046064
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Apr 13, 2026
Property Address	1291 PACIFIC ST, MONTEREY, CA 93940-6120
Document Number	0000011976
Instrument Date	Apr 7, 2026
Instrument	202611976
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108,878.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1291 PACIFIC ST, MONTEREY, CA 93940-6120

Mortgage

Document Number	0000011977,
Date	Apr 13, 2026
Instrument	202611977

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 18, 2017
Property Address	1291 PACIFIC ST, MONTEREY, CA 93940-6120
Document Number	0000069341
Instrument Date	Dec 14, 2017
Instrument	69341
Transaction Type	Transfer
Record Updated	Jan 11, 2018
Title Company	FIRSTAMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$845.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1291 PACIFIC ST MONTEREY CA 939406120, MONTEREY, CA 93940-6120

Tax Assessment & Valuation

The 2025 property tax bill for 1291 Pacific St was $10,092, up 8.2% from the year before.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$892,483 (+2%) Land $522,260 Building $370,223
2025	$10,092.00 (+8.18%) Homeowner's exemption	$874,984 Land $512,020 Building $362,964
2024	$9,329.00 (+2.29%)
2023	$9,120.00 (+1.41%) Homeowner's exemption	$841,010 Land $492,139 Building $348,871
2022	$8,993.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1291 Pacific St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Mar 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1291 Pacific St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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