1291 Echo Valley Dr, Junction City, OR 97448 Property Records

Lane County property record for 1291 Echo Valley Dr, Junction City, OR 97448

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,028 sqft · built 2013
Lot Size	0.16 acres (6,969 sqft)
Owner	Individual Name on Record
Last Sale	$307,000 (Jun 2017)
Tax Bill	$4,853 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-04-31-23-00600-000`

Property Details

APN / Parcel Number

Primary APN	`15-04-31-23-00600-000`
Alternative APNs	`1504312300600` `1819323`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,028 sqft Living Area
Gross Area	2,679 sqft
1st Floor Area	2,028 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Composition/Composite
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	651 sqft
Driveway	Driveway
Driveway Area	682 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1819323
Street Address	10 UNKNOWN
City	ANYTOWNE
State	OR
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E40
Legal Description	SUBDIVISION PLAT THE RESERVE AT JUNCTION CITY LOT 56 TL 00600
Legal Range	04
Legal Township	15
Legal Section	31
Legal Subdivision	THE RESERVE AT JUNCTION CITY
Legal Lot Number	56
Jurisdiction	LANE OR
Township / Civil Division	JUNCTION CITY
Census Block Group	1
Census Block	1017
Census Tract	403

Owner

Source: Lane County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1291 ECHO VALLEY DR, JUNCTION CITY, OR 97448-8333
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CREDIT UNION
Apr 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC
Aug 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 29, 2017	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2017 · Amount on Record
Deed Sale	Jun 29, 2017 · Amount on Record
Prior Sale	Apr 4, 2014 · Amount on Record
Deed Document Number	201731828
Last Transfer Date	Apr 12, 2021
Transfer Doc	0000026479
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Recording Date	May 15, 2026
Property Address	1291 ECHO VALLEY DR, JUNCTION CITY, OR 97448-8333
Document Number	0000015660
Instrument Date	May 14, 2026
Instrument	202615660
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26820 BERG DR, MONROE, OR 97456-9505
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015660,
Date	May 15, 2026
Instrument	202615660

Lender

Name	OREGON COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Apr 16, 2021
Property Address	1291 ECHO VALLEY DR, JUNCTION CITY, OR 97448-8333
Document Number	0000026479
Map Reference	DOC 2008-024040
Instrument Date	Apr 12, 2021
Instrument	2021-026479
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1291 ECHO VALLEY DR, JUNCTION CITY, OR 97448-8333

Mortgage

Document Number	0000026480
Date	Apr 16, 2021
Instrument	2021-026480

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	1291 ECHO VALLEY DR, JUNCTION CITY, OR 97448-8333
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046503
Date	Aug 21, 2020
Instrument	2020-046503

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jun 29, 2017
Property Address	1291 ECHO VALLEY DR, JUNCTION CITY, OR 97448-8333
Document Number	0000031828
Map Reference	DOC2008-024040
Instrument Date	Jun 21, 2017
Instrument	2017-031828
Transaction Type	Transfer
Record Updated	Jul 19, 2021
Title Company	EVERGREEN LAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 26422, EUGENE, OR 97402-0466

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1291 ECHO VALLEY DR, JUNCTION CITY, OR 97448-8333

Mortgage

Document Number	0000031829
Date	Jun 29, 2017
Instrument	2017-031829

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Junction City
Unified School District	Junction City School District 69 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,853.00 (+5.89%)	$283,115 (+6.09%)	$488,448 (-4.64%) Land $97,998 Building $390,450
2023	$4,583.00 (+4.87%)	$266,864 (+3%)	$512,205 (+4.06%) Land $83,631 Building $428,574
2022	$4,370.00	$259,092	$492,219 Land $73,803 Building $418,416

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.7% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications.

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