1291 E 625 N, Layton, UT 84040 Property Records

Davis County property record for 1291 E 625 N, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	7 bd · 4.5 ba · 1,818 sqft · built 1995
Lot Size	0.466 acres (20,299 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Aug 2014)
Tax Bill	$3,876 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-325-0004`

Property Details

APN / Parcel Number

Primary APN	`11-325-0004`

Interior

Bedrooms	7 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	1 Story
Building Area	1,818 sqft Living Area
Basement Area	1,760 sqft
Unfinished Basement	1,760 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,299 sqft (0.466 acres)
Garage Area	792 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1291 E 625 N
City	LAYTON
State	UT
Zip	84040-3622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	ALL OF LOT 4, FOREST HILLS PHASE 1. CONTAINS 0.466 ACRES
Legal Subdivision	FOREST HILLS PHASE 1
Legal Phase	1
Legal Lot Number	4
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	1
Census Block	1012
Census Tract	125905

Owner

Source: Davis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1291 E 625 N, LAYTON, UT 84040-3622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Oct 5, 2022	Deed of Trust, Mortgage · Line of Credit GOLDENWEST FCU
Jun 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage GRAYSTONE MORTGAGE LLC
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage GRAYSTONE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2014 · Amount on Record
Deed Sale	Aug 19, 2014 · Amount on Record
Prior Sale	Apr 25, 2001 · Amount on Record
Deed Document Number	20142818930
Deed Book / Page	6084 / 174
Prior Transfer Date	Jul 28, 1998
Prior Transfer Doc	0001433758
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1291 E 625 N, LAYTON, UT 84040-3622
Transaction Type	Mortgage
Record Updated	Jun 14, 2023
Title Company	HICKMAN LAND TITLE COMPANY, HICKMAN LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07776/1579
Date	Jun 8, 2021
Book Page	7776/1579
Instrument	3389501

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1291 E 625 N, LAYTON, UT 84040-3622
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	LINCOLN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008106/32
Date	Oct 5, 2022
Book Page	8106/32
Instrument	3501619

Lender

Name	GOLDENWEST FCU
Type	Credit Union
Address	OGDEN, UT 84402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Jun 8, 2021
Property Address	1291 E 625 N, LAYTON, UT 84040-3622
Document Number	7776/1578
Book / Page	7776 / 1578
Instrument Date	Jun 3, 2021
Instrument	3389500
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	HICKMAN LAND TITLE COMPANY, HICKMAN LAND TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1291 E 625 N, LAYTON, UT 84040-3622

Mortgage

Document Number	7776/1579
Date	Jun 8, 2021
Book Page	7776/1579
Instrument	3389501

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1291 E 625 N, LAYTON, UT 84040-3622
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ASPEN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003187335
Date	Sep 16, 2019
Book Page	7347/1185
Instrument	3187335

Lender

Name	GRAYSTONE MORTGAGE LLC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1291 E 625 N, LAYTON, UT 84040-3622
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ASPEN TITLE INSURANC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003182928
Date	Aug 28, 2019
Book Page	7335/1330
Instrument	3182928

Lender

Name	GRAYSTONE MORTGAGE LLC
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 28, 2049

Tax Assessment & Valuation

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,650 (+3.27%) Land $182,371 Building $182,279	$663,000 (+3.27%) Land $331,583 Building $331,417
2025	$3,876.00 (+6.28%)	$353,100 (-40.25%) Land $177,831 Building $175,269	$642,000 (+8.63%) Land $323,329 Building $318,671
2024	$3,647.00 (+0.86%)
2023	$3,616.00 (-2.14%)	$591,000 Land $235,331 Building $355,669	$591,000 Land $235,331 Building $355,669
2022	$3,695.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Rise Broadband, Utah Broadband.

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