1291 Cox Rd, Jefferson, NC 28640 Property Records

Ashe County property record for 1291 Cox Rd, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	1,171 sqft · built 1997
Lot Size	26.6 acres (1,161,266 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Mar 2020)
Tax Bill	$1,799 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09306-163`

Property Details

APN / Parcel Number

Primary APN	`09306-163`
Alternative APNs	`092986967066` `105559`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,171 sqft Heated Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Rustic
Lot Area	1,161,266 sqft (26.6 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	105559
Old Parcel Number	09306163
Street Address	1291 COX RD
City	JEFFERSON
State	NC
Zip	28640-9156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	26.659 A FROM JESS MILLER HEIRS RT 1156 (DIRT)
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2000
Census Tract	970501

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	278 CHARTER RDG, JEFFERSON, NC 28640-9487
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · Commercial Mortgage LIFESTORE BANK
Mar 20, 2020	Warranty Deed, Transfer · Commercial Mortgage LIFESTORE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2020 · Amount on Record
Deed Sale	Mar 20, 2020 · Amount on Record
Deed Document Number	20201350
Deed Book / Page	510 / 1406
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	1291 COX RD, JEFFERSON, NC 28640-9156
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1509, JEFFERSON, NC 28640-1509

Mortgage

Document Number	000544/247
Date	Jul 21, 2022
Book Page	544/247
Instrument	3955

Lender

Name	LIFESTORE BANK
Type	Bank
Address	WEST JEFFERSON, NC 28694

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 20, 2037

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Mar 20, 2020
Property Address	1291 COX RD, JEFFERSON, NC 28640-9156
Document Number	00510/1406
Book / Page	510 / 1406
Instrument Date	Mar 19, 2020
Instrument	1350
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 GENTRY ST, JEFFERSON, NC 28640-9787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 CHARTER RDG, JEFFERSON, NC 28640-9487

Mortgage

Document Number	0000001351
Date	Mar 20, 2020
Instrument	1351

Lender

Name	LIFESTORE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 20, 2045

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,799.00 (-25.78%)	$357,800 (-25.78%)	$482,100 (-) Land $189,000 Building $293,100
2025	$2,424.00 (+6.32%)	$482,100 (-) Land $189,000 Building $293,100	$482,100 (-) Land $189,000 Building $293,100
2023	$2,280.00 (+12.93%)	$482,100 (+38.97%) Land $189,000 Building $293,100	$482,100 (+38.97%) Land $189,000 Building $293,100
2022	$2,019.00	$346,900 Land $189,000 Building $157,900	$346,900 Land $189,000 Building $157,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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