1291 County Rd D Cir E 55109 Property Records

Ramsey County property record for 1291 County Rd D Cir E 55109

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,772 sqft · built 2006
Lot Size	0.5 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$279,900 (Dec 2025)
Tax Bill	$3,978 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-30-22-44-0032`

Property Details

APN / Parcel Number

Primary APN	`33-30-22-44-0032`
Alternative APNs	`8544960` `605739`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,772 sqft Living Area
1st Floor Area	688 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	2,178 sqft (0.5 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	605739
Street Address	1291 COUNTY ROAD D CIR E
City	SAINT PAUL
State	MN
Zip	55109-6002
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CIC NO 602 VADNAIS VILLAS LOT 4 BLK 1
Legal Range	22
Legal Township	30
Legal Section	33
Legal Subdivision	CIC NO 602 VADNAIS VILLAS
Legal Block	1
Legal Lot Number	4
Jurisdiction	RAMSEY MN
Township / Civil Division	VADNAIS HEIGHTS
Census Block Group	1
Census Block	1017
Census Tract	40606

Owner

1291 County Rd D Cir E, a townhouse, is owned and occupied by an individual who bought it in December 2025.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	1291 COUNTY ROAD D CIR E, SAINT PAUL, MN 55109-6002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS STATE BANK
Dec 19, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 15, 2019	Trustee's Deed, Construction Loan · Line of Credit CITIZENS ST BK
Mar 22, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS ST BK/CHENEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2025 · Amount on File
Deed Sale	Dec 19, 2025 · Amount on File
Prior Sale	Jul 16, 2013 · Amount on File
Deed Document Number	20255090447
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1291 COUNTY ROAD D CIR E, SAINT PAUL, MN 55109-6002
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04913361
Date	Oct 14, 2021
Instrument	A04913361

Lender

Name	CITIZENS STATE BANK
Type	Bank
Address	HUDSON, WI 54016

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Dec 19, 2025
Property Address	1291 COUNTY ROAD D CIR E, SAINT PAUL, MN 55109-6002
Document Number	0A05090447
Instrument Date	Dec 18, 2025
Instrument	A05090447
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	GREAT NORTHERN TITLE, GREAT NORTH TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$923.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1291 COUNTY ROAD D CIR E, SAINT PAUL, MN 55109-6002

Mortgage

Document Number	0A05090448
Date	Dec 19, 2025
Instrument	A05090448

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

April 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	RAMSEY MN
Recording Date	Apr 15, 2019
Property Address	1291 COUNTY ROAD D CIR E, SAINT PAUL, MN 55109-6002
Instrument Date	Apr 3, 2019
Instrument	4753030
Transaction Type	Construction Loan
Record Updated	Apr 22, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1291 COUNTY ROAD D CIR E ST PAUL MN 551096002, ST PAUL, MN 55109-6002

Mortgage

Document Number	0004753030
Date	Apr 15, 2019
Instrument	4753030

Lender

Name	CITIZENS ST BK
Type	Bank
Address	HUDSON, WI 54016

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 14, 2024

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1291 COUNTY ROAD D CIR E, SAINT PAUL, MN 55109-6002
Document Number	0004703650
Instrument Date	Mar 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5200 34TH AVE S MINNEAPOLIS MN 554172112, MINNEAPOLIS, MN 55417-2112

Mortgage

Document Number	0004703650
Date	Mar 29, 2018
Instrument	4703650

Lender

Name	CITIZENS ST BK/CHENEY
Type	Bank
Address	HUDSON, WI 54016

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Mar 28, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1291 County Rd D Cir E was $3,978.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Vadnais Heights City
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$269,400 (-3.99%) Land $50,000 Building $219,400	$269,400 (-3.99%) Land $50,000 Building $219,400
2025	$3,978.00	$280,600 Land $50,000 Building $230,600	$280,600 Land $50,000 Building $230,600
2023	$3,938.00	$258,800 Land $50,000 Building $208,800	$258,800 Land $50,000 Building $208,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1291 County Rd D Cir E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1291 County Rd D Cir E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Vadnais Heights serves 13,025 people · EPA ID MN1620030
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: GigFire, T-Mobile, Verizon.

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