1291 Clover Ln, Walnut Creek, CA 94595 Property Records

Contra Costa County property record for 1291 Clover Ln, Walnut Creek, CA 94595

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,327 sqft · built 2007
Lot Size	0.586 acres (25,526 sqft)
Owner	2 Trust Names on File
Last Sale	$2,100,000 (Nov 2025)
Tax Bill	$17,520 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`184-110-091-8`

Property Details

APN / Parcel Number

Primary APN	`184-110-091-8`
Alternative APN	`184-110-091`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,327 sqft Living Area
1st Floor Area	3,327 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Lot Area	25,526 sqft (0.586 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1291 CLOVER LN
City	WALNUT CREEK
State	CA
Zip	94595-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	GOODMAN TR POR LT 29
Legal Subdivision	GOODMAN
Legal Lot Number	29
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	341000

Owner

1291 Clover Ln is owner-occupied and held in a trust since November 2025.

Source: Contra Costa County records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1291 CLOVER LN, WALNUT CREEK, CA 94595-1409
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK
Feb 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 5, 2025	Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2025 · Amount on File
Deed Sale	Nov 5, 2025 · Amount on File
Prior Sale	Dec 16, 2009 · Amount on File
Deed Document Number	2025125018
Prior Transfer Date	Mar 4, 2016
Prior Transfer Doc	0000038090
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 30, 2026
Property Address	1291 CLOVER LN, WALNUT CREEK, CA 94595-1409
Document Number	0000068970
Instrument Date	Jun 25, 2026
Instrument	202668970
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	1291 CLOVER LN, WALNUT CREEK, CA 94595-1409

Mortgage

Document Number	0000068970,
Date	Jun 30, 2026
Instrument	202668970

Lender

Name	JPMORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.87%
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1291 CLOVER LN, WALNUT CREEK, CA 94595-1409
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1291 CLOVER LN, WALNUT CREEK, CA 94595-1409

Mortgage

Document Number	0000032009
Date	Feb 22, 2022
Instrument	2022-032009

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 5, 2025
Property Address	1291 CLOVER LN, WALNUT CREEK, CA 94595-1409
Document Number	0000125018
Map Reference	MB 6221 PG 255
Instrument Date	Oct 27, 2025
Instrument	2025- 125018
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1291 CLOVER LN, WALNUT CREEK, CA 94595-1409

Mortgage

Document Number	0000125019
Date	Nov 5, 2025
Instrument	2025- 125019

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1291 Clover Ln was $17,520.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Walnut Creek Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,100,000 (+40.25%) Land $1,100,000 Building $1,000,000
2025	$17,520.00 Homeowner's exemption	$1,497,340 Land $677,676 Building $819,664
2023	$16,949.00 (+2.65%)	$1,439,199 Land $651,362 Building $787,837
2022	$16,511.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1291 Clover Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1993–1999)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1291 Clover Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Etheric Networks, Verizon.

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