1291 Chelsie Path, Saint Joseph, MI 49085 Property Records

Berrien County property record for 1291 Chelsie Path, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,223 sqft · built 2000
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Apr 2019)
Tax Bill	$4,970 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-0014-0029-08-2`

Property Details

APN / Parcel Number

Primary APN	`12-0014-0029-08-2`
Alternative APN	`11-12-0014-0029-08-2`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,223 sqft Living Area
1st Floor Area	1,192 sqft
Basement Area	1,031 sqft
Unfinished Basement	1,031 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	47,916 sqft (1.1 acres)
Lot Depth	156 ft Depth
Garage Area	1,699 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1291 CHELSIE PATH
City	SAINT JOSEPH
State	MI
Zip	49085-8713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Description	BEG 1030.09' S OF N1/4 PST SEC 14 T5S R19W TH S 286.86' TH N89DEG21'57''E 170.24' TH N00DEG02'20''W 287' TH S89DEG19'07''W 170.05' TO POB
Legal Range	19W
Legal Township	05S
Legal Section	14
Jurisdiction	BERRIEN MI
Township / Civil Division	LINCOLN
Census Block Group	1
Census Block	1016
Census Tract	1700

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1291 CHELSIE PATH, SAINT JOSEPH, MI 49085-8713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU
Apr 4, 2019	Warranty Deed, Transfer · Conventional Mortgage HONOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2019 · Amount on Record
Deed Sale	Apr 4, 2019 · Amount on Record
Prior Sale	Apr 4, 2019 · Amount on Record
Deed Book / Page	3233 / 3052
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1291 CHELSIE PATH, SAINT JOSEPH, MI 49085-8713
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1291 CHELSIE PATH, SAINT JOSEPH, MI 49085-8713

Mortgage

Document Number	03399/3860
Date	Mar 9, 2023
Book Page	3399/3860
Instrument	2023375012

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2033

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 4, 2019
Property Address	1291 CHELSIE PATH, SAINT JOSEPH, MI 49085-8713
Document Number	03233/3052
Book / Page	3233 / 3052
Instrument Date	Apr 1, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE COMPANY-MISC, CHICAGO TTL OF MICIHGAN INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,752.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1291 CHELSIE PATH, SAINT JOSEPH, MI 49085-8713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9015 SECOND ST, BARODA, MI 49101-9809

Mortgage

Document Number	0032333055
Date	Apr 4, 2019
Instrument	3233/3055

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Lincoln Charter Township
Unified School District	Lakeshore School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,600 (+38.17%)	$461,200 (+38.17%)
2025	$4,970.00 (+12.62%)
2023		$166,900	$333,800
2022	$4,413.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Surf Internet.

Nearby Properties on Chelsie Path

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures