Grayson County property record for 1291 Cedar Rd, Sherman, TX 75090
| Property Type | Single Family Home |
|---|---|
| Details | 1,728 sqft · built 1985 |
| Lot Size | 3.03 acres (131,987 sqft) |
| Owner | Company Name on File |
| Last Sale | $313,747 (Nov 2022) |
| Tax Bill | $4,287 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 190 103801102 |
| Primary APN | 190 103801102 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 1,728 sqft |
| Upper Floors Area | 864 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 131,987 sqft (3.03 acres) |
| Garage Type | Carport |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Utility Building | 80 sqft |
| Street Address | 1291 CEDAR RD |
|---|---|
| City | SHERMAN |
| State | TX |
| Zip | 75090-5576 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | G-1038 REED ISAAC A-G1038, ACRES 3.03 |
| Legal Subdivision | REED ISAAC A-G1038 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 1801 |
1291 Cedar Rd is owned by a company that bought it in November 2022.
Source: Grayson County records, as of October 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 742 SNUG HARBOR CIR, FRISCO, TX 75036 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage TEXAS BANK |
| Jul 7, 2023 | Deed of Trust, Mortgage · Commercial Mortgage VELOCITY COMMERCIAL CAPITAL LLC |
| Nov 21, 2022 | Vendor's Lien, Transfer WILDCAT LENDING FUND ONE LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2022 · Amount on File |
| Deed Sale | Nov 21, 2022 · Amount on File |
| Deed Document Number | 202237449 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Apr 24, 2026 |
| Property Address | 1291 CEDAR RD, SHERMAN, TX 75090-5576 |
| Document Number | 0000010139 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 202610139 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 1234 MCKINNEY ST, VAN ALSTYNE, TX 75495-3443 |
| Document Number | 0000010139, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 202610139 |
| Name | TEXAS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 1291 CEDAR RD, SHERMAN, TX 75090-5576 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 9900 SPECTRUM DR, AUSTIN, TX 78717-4555 |
| Document Number | 0000017331 |
|---|---|
| Date | Jul 7, 2023 |
| Instrument | 2023-17331 |
| Name | VELOCITY COMMERCIAL CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Nov 21, 2022 |
| Property Address | 1291 CEDAR RD, SHERMAN, TX 75090-5576 |
| Document Number | 0000037449 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 2022-37449 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 742 SNUG HARBOR CIR, FRISCO, TX 75036 |
| Name | Verified Name |
|---|---|
| Address | 4800 DEXTER DR, PLANO, TX 75093-5505 |
| Date | Nov 21, 2022 |
|---|
| Name | WILDCAT LENDING FUND ONE LP |
|---|---|
| Type | Lending Institution |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 1291 Cedar Rd was $4,287, up 4.6% from the year before.
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Unified School District | Tom Bean Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,287.00 (+4.64%) | $323,966 Land $156,833 Building $167,133 | $323,966 Land $156,833 Building $167,133 |
| 2024 | $4,097.00 | ||
| 2023 | $318,300 Land $151,136 Building $167,164 | $318,300 Land $151,136 Building $167,164 | |
| 2022 | $798.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1291 Cedar Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1291 Cedar Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 63% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUELLA SUD serves 4,200 people · EPA ID TX0910032 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| TekWav Fixed Wireless | 499 / 285 |
| Nextlink Fixed Wireless | 400 / 100 |
| Starlink Satellite | 280 / 30 |
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