1291 Carter Rd, Lawtey, FL 32058 Property Records

Bradford County property record for 1291 Carter Rd, Lawtey, FL 32058

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,711 sqft · built 2006
Lot Size	4.86 acres (212,137 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Oct 2025)
Tax Bill	$3,468 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01462-0-00701`

Property Details

APN / Parcel Number

Primary APN	`01462-0-00701`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,711 sqft Heated Area
Gross Area	1,777 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	212,137 sqft (4.86 acres)
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Pool Area	450 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1291 CARTER RD
City	LAWTEY
State	FL
Zip	32058-3962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24 5S 22 COM INT OF N R/W CARTER RD & E R/W RR. S67E 823.95' TO POB. POB. N1809'50"E 692.20', RUN S7210'36"E 300', S1809'
Legal Range	22E
Legal Township	05S
Legal Section	24
Legal Subdivision	TWN LAWTEY E OF RY
Legal Lot Number	B,C
Jurisdiction	BRADFORD FL
Township / Civil Division	LAWTEY
Census Block Group	1
Census Block	1005
Census Tract	400

Owner

1291 Carter Rd is owned and occupied by an individual who bought it in October 2025.

Source: Bradford County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1291 CARTER RD, LAWTEY, FL 32058-3962
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC
Oct 23, 2025	Warranty Deed, Transfer · Conventional Mortgage NEXA MORTGAGE LLC
Nov 19, 2019	Grant Deed, Transfer · Conventional Mortgage CITADEL SVCNG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025 · Amount on File
Deed Sale	Oct 23, 2025 · Amount on File
Prior Sale	Nov 19, 2019
Deed Document Number	202504009303
Deed Book / Page	2177 / 523
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD FL
Property Address	1291 CARTER RD, LAWTEY, FL 32058-3962
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1291 CARTER RD, LAWTEY, FL 32058-3962

Mortgage

Document Number	0004007399
Date	Aug 3, 2021
Book Page	1917/46
Instrument	202104007399

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADFORD FL
Recording Date	Oct 23, 2025
Property Address	1291 CARTER RD, LAWTEY, FL 32058-3962
Document Number	0004009303
Book / Page	2177 / 523
Map Reference	MB 2 PG 61
Instrument Date	Oct 21, 2025
Instrument	202504009303
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	SONSHINE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	236 RODEO RD, ORMOND BEACH, FL 32174-7930

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1291 CARTER RD, LAWTEY, FL 32058-3962

Mortgage

Document Number	0002177525
Date	Oct 23, 2025
Instrument	2177/525

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BRADFORD FL
Recording Date	Nov 19, 2019
Property Address	1291 CARTER RD, LAWTEY, FL 32058-3962
Document Number	0004010080
Book / Page	001819 / 000416
Instrument Date	Nov 12, 2019
Instrument	4010080
Transaction Type	Transfer
Record Updated	Dec 16, 2019
Title Company	SONSHINE TITLE SERVICES INC, SONSHINE TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1291 CARTER RD LAWTEY FL 320583962, LAWTEY, FL 32058-3962

Mortgage

Document Number	4010093
Date	Nov 19, 2019
Book Page	001819/000442
Instrument	4010093

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1291 Carter Rd was $3,468 with a homeowner's exemption, up 8.3% from the year before.

Source: Bradford County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bradford County
Municipality	Lawtey City
Unified School District	Bradford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,468.00 (+8.27%) Homeowner's exemption	$220,486 (+2.9%)	$293,544 (+4.74%) Land $77,570 Building $215,974
2024	$3,203.00 (+3.66%) Homeowner's exemption	$214,272 (+3%)	$280,262 (+17.19%) Land $72,570 Building $207,692
2023	$3,090.00 (+7.59%) Homeowner's exemption	$208,031 (+3%)	$239,146 (+18.41%) Land $56,830 Building $182,316
2022	$2,872.00 Homeowner's exemption	$201,972 Land $47,025 Building $154,947	$201,972 Land $47,025 Building $154,947

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1291 Carter Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2017–2018)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2018 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1291 Carter Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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