1291 1st St, Findlay, OH 45840 Property Records

Hancock County property record for 1291 1st St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,968 sqft · built 2008
Lot Size0.276 acres (12,001 sqft)
Owner2 Individual Names on Record
Last Sale$304,900 (May 2025)
Tax Bill$3,050 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN1011-203-21-006.000

Property Details

APN / Parcel Number

Primary APN1011-203-21-006.000
Alternative APN
  • 580001021374

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,968 sqft Living Area
1st Floor Area1,968 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area12,001 sqft (0.276 acres)
Lot Dimensions150 ft deep x 80 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area42 sqft
Deck Area144 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1291 1ST ST
CityFINDLAY
StateOH
Zip45840-6411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHUNTER'S RIDGE 1ST ADD LOT 24
Legal SubdivisionHUNTER'S RIDGE 1ST ADD
Legal Lot Number24
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group4
Census Block4016
Census Tract700

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1291 1ST ST, FINDLAY, OH 45840-6411
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2025 · Amount on Record
Deed SaleMay 14, 2025 · Amount on Record
Prior SaleApr 16, 2008 · Amount on Record
Deed Document Number20253097
Deed Book / Page2618 / 4863
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address1291 1ST ST, FINDLAY, OH 45840-6411
Transaction TypeMortgage
Record UpdatedJun 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002587/790
DateSep 23, 2021
Book Page2587/790
Instrument202100011177
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
AmountAmount Recorded
Term120 Months
DueSep 1, 2031

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,050.00 (+6.01%)$99,490 (+23.01%) Land $14,810 Building $84,680$284,240 (+23%) Land $42,310 Building $241,930
2023$2,877.00 Homeowner's exemption$80,880 Land $12,040 Building $68,840
2022$231,090 Land $34,400 Building $196,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Nearby Flood Policies44 in force
Nearby Flood Claims125 (1981–2019)
Claims Outside the SFHA11 of 125
Most Recent ClaimApr 2019 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
HDER Link
Fixed Wireless
500 / 500
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
MetaLINK Technologies
Fixed Wireless
200 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Amplex Wireless.

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