12909 Spanaway Loop Rd S, Tacoma, WA 98444 Property Records

Pierce County property record for 12909 Spanaway Loop Rd S, Tacoma, WA 98444

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,037 sqft · built 1988
Lot Size1.44 acres (62,726 sqft)
OwnerIndividual Name on Record
Last Sale$1,495,500 (Jan 2026)
Tax Bill$16,832 (2026)
Deeds & MortgagesJan 2026 Sale & Mortgage
Oct 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN031917-2-015

Property Details

APN / Parcel Number

Primary APN031917-2-015

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area4,037 sqft Living Area
Gross Area4,133 sqft
1st Floor Area3,702 sqft
Upper Floors Area1,687 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2025
Architectural StyleBi-Level
Exterior MaterialFrame Siding
Construction TypeFrame
Roof MaterialConcrete
Lot Area62,726 sqft (1.44 acres)
TerrainLow
View / LotCreek/River
Garage TypeDetached
Garage Area625 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area72 sqft
PorchSlab
Porch Area550 sqft
Deck Area630 sqft
Patio Area436 sqft
Storage Building380 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address12909 SPANAWAY LOOP RD S
CityTACOMA
StateWA
Zip98444-1217
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionSECTION 17 TOWNSHIP 19 RANGE 03 QUARTER 21 COM AT SE COR OF PETER SMITH DLC TH W 2867.57 FT TH N 207 FT TO POB TH N 139.50 FT TH E 23.61 FT TH N 120.2 FT TH W TO ELY LI OF AIRPORT WAY TH SELY ON SD ELY LI TO A PT W OF POB TH E TO POB
Legal Range03
Legal Township19
Legal Section17
JurisdictionPIERCE WA
Township / Civil DivisionTACOMA
Census Block Group4
Census Block4006
Census Tract71503

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12909 SPANAWAY LOOP RD S, TACOMA, WA 98444-1217
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2026Warranty Deed, Transfer · Conventional Mortgage
A&D MORTGAGE LLC
Oct 16, 2025Quit Claim Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 16, 2025Intrafamily Transfer, Transfer
EQUITY TITLE OF NEVADA, EQUITY TITLE OF WA LLC
Mar 10, 2025Warranty Deed, Transfer · Commercial Mortgage
VERISTONE FUND I LLC
Aug 11, 2023Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 26, 2026 · Amount on Record
Deed SaleJan 26, 2026 · Amount on Record
Prior SaleMar 10, 2025 · Amount on Record
Deed Document Number2026171
Prior Transfer DateOct 15, 2025
Prior Transfer Doc0000000390
Record UpdatedOct 29, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateJan 26, 2026
Property Address12909 SPANAWAY LOOP RD S, TACOMA, WA 98444-1217
Document Number0001260171
Instrument DateJan 24, 2026
Instrument202601260171
Transaction TypeTransfer
Record UpdatedFeb 3, 2026
Title CompanyFIRST AMER TITLE INS COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$25,674.90
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12909 SPANAWAY LOOP RD S, TACOMA, WA 98444-1217

Mortgage

Document Number0001260172
DateJan 26, 2026
Instrument202601260172
Lender
NameA&D MORTGAGE LLC
TypeMortgage Company
AddressFORT LAUDERDALE, FL 33309
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

October 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPIERCE WA
Recording DateOct 16, 2025
Property Address12909 SPANAWAY LOOP RD S, TACOMA, WA 98444-1217
Document Number0010160390
Instrument DateOct 15, 2025
Instrument202510160390
Transaction TypeTransfer
Record UpdatedOct 24, 2025
Title CompanyEQUITY TITLE OF NEVADA, EQUITY TITLE OF WA LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address29545 51ST AVE S, AUBURN, WA 98001-2108

Mortgage

Document Number0010160408
DateOct 16, 2025
Instrument202510160408
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPIERCE WA
Recording DateOct 16, 2025
Property Address12909 SPANAWAY LOOP RD S, TACOMA, WA 98444-1217
Document Number0010160387
Instrument DateOct 10, 2025
Instrument202510160387
Transaction TypeTransfer
Record UpdatedOct 24, 2025
Title CompanyEQUITY TITLE OF NEVADA, EQUITY TITLE OF WA LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address29545 51ST AVE S, AUBURN, WA 98001-2108

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateMar 10, 2025
Property Address12909 SPANAWAY LOOP RD S, TACOMA, WA 98444-1217
Document Number0003100432
Instrument DateFeb 27, 2025
Instrument202503100432
Transaction TypeTransfer
Record UpdatedMar 21, 2025
Title CompanyCHICAGO TITLE COMPANY OF WA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$17,300.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12909 SPANAWAY LOOP RD S, TACOMA, WA 98444-1217

Mortgage

Document Number0003100433
DateMar 10, 2025
Instrument202503100433
Lender
NameVERISTONE FUND I LLC
TypeFunding / Finance Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Mortgage

Document Number0003110393
DateMar 11, 2025
Instrument202503110393
Lender
NameVERISTONE FUND I LLC
TypeFunding / Finance Company
AddressKIRKLAND, WA 98033
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

August 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionPIERCE WA
Recording DateAug 11, 2023
Property Address12909 SPANAWAY LOOP RD S, TACOMA, WA 98444-1217
Document Number0008110502
Instrument DateAug 11, 2023
Instrument202308110502
Transaction TypeTransfer
Record UpdatedAug 23, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12909 SPANAWAY LOOP RD S, TACOMA, WA 98444-1217

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictFranklin Pierce School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,832.00 (+11.92%)$1,482,900 (+10.93%) Land $376,700 Building $1,106,200$1,482,900 (+10.93%) Land $376,700 Building $1,106,200
2025$15,039.00 (+5.26%)$1,336,800 (+2.92%) Land $359,400 Building $977,400$1,336,800 (+2.92%) Land $359,400 Building $977,400
2024$14,288.00 (-4.45%)$1,298,900 (-8.19%) Land $361,000 Building $937,900$1,298,900 (-8.19%) Land $361,000 Building $937,900
2023$14,953.00$1,414,800 Land $361,000 Building $1,053,800$1,414,800 Land $361,000 Building $1,053,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.6% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPARKLAND LIGHT & WATER COMPANY
private · serves 33,775 people · EPA ID WA5366200
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

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