12909 Rosetta Dr, Chesterland, OH 44026 Property Records

Geauga County property record for 12909 Rosetta Dr, Chesterland, OH 44026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,778 sqft · built 1966
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Oct 2023)
Tax Bill	$3,327 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`22-002900`

Property Details

APN / Parcel Number

Primary APN	`22-002900`
Alternative APN	`004554-3`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,778 sqft Living Area
1st Floor Area	1,778 sqft
Basement Area	1,778 sqft
Unfinished Basement	1,778 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Lot Area	65,340 sqft (1.5 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	16 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	004554-3
Street Address	12909 ROSETTA DR
City	CHESTERLAND
State	OH
Zip	44026-3203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S/L 11 ROSECLIFF ESTATES
Legal Subdivision	ROSECLIFF ESTATES SUBDIVISION
Jurisdiction	GEAUGA OH
Township / Civil Division	MUNSON
Census Block Group	2
Census Block	2020
Census Tract	310800

Owner

Source: Geauga County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12909 ROSETTA DR, CHESTERLAND, OH 44026-3203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Dec 2, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Prior Sale	Jan 1, 1990
Deed Document Number	20231017404
Deed Book / Page	2177 / 172
Prior Transfer Date	Jun 20, 2016
Prior Transfer Doc	0020142438
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	Oct 27, 2023
Property Address	12909 ROSETTA DR, CHESTERLAND, OH 44026-3203
Document Number	0021770172
Book / Page	2177 / 172
Map Reference	VOL 7 PG 2
Instrument Date	Oct 26, 2023
Instrument	202301017404
Transaction Type	Transfer
Record Updated	Nov 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1050 WOODWARD AVE, DETROIT, MI 48226-3573

Mortgage

Document Number	202301017405
Date	Oct 27, 2023
Instrument	202301017405

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEAUGA OH
Recording Date	Dec 2, 2022
Property Address	12909 ROSETTA DR, CHESTERLAND, OH 44026-3203
Document Number	0021622429
Book / Page	2162 / 2429
Map Reference	VOL 7 PG 2
Instrument Date	Dec 1, 2022
Instrument	202201007529
Transaction Type	Transfer
Record Updated	Dec 20, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	12909 ROSETTA DR, CHESTERLAND, OH 44026-3203

Tax Assessment & Valuation

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Munson Township
Unified School District	West Geauga Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,327.00 (+1.87%)	$79,980 (-) Land $16,490 Building $63,490
2024	$3,266.00 (+1.74%) Homeowner's exemption	$79,980 (-) Land $16,490 Building $63,490
2023	$3,210.00 (+39.99%) Homeowner's exemption	$79,980 (+35.28%) Land $16,490 Building $63,490	$228,500 (+35.29%) Land $47,100 Building $181,400
2022		$59,120 Land $13,720 Building $45,400
2021	$2,293.00
2020			$168,900 Land $39,200 Building $129,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1986–1989)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 1989 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jun 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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