12909 Radcliffe Rd, Chardon, OH 44024 Property Records

Geauga County property record for 12909 Radcliffe Rd, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,679 sqft · built 2001
Lot Size	4.04 acres (175,982 sqft)
Owner	Individual Name on File
Last Sale	$52,000 (Aug 2000)
Tax Bill	$6,980 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-022420`

Property Details

APN / Parcel Number

Primary APN	`15-022420`
Alternative APN	`001793-7`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,679 sqft Living Area
1st Floor Area	1,776 sqft
Upper Floors Area	756 sqft
Basement Area	1,596 sqft
Unfinished Basement	1,596 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	175,982 sqft (4.04 acres)
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	162 sqft
Deck Area	210 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	001793-7
Street Address	12909 RADCLIFFE RD
City	CHARDON
State	OH
Zip	44024-9233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 11 PARKER TR
Legal Subdivision	PARKER TR
Legal Lot Number	11
Jurisdiction	GEAUGA OH
Township / Civil Division	HAMBDEN
Census Block Group	3
Census Block	3005
Census Tract	312203

Owner

12909 Radcliffe Rd is owned and occupied by an individual who bought it in August 2000.

Source: Geauga County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	12909 RADCLIFFE RD, CHARDON, OH 44024-9233
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 1, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Mar 15, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 20, 2017	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2000 · Amount on File
Deed Sale	Aug 11, 2000 · Amount on File
Prior Sale	Jan 1, 1990
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	12909 RADCLIFFE RD, CHARDON, OH 44024-9233
Transaction Type	Mortgage
Record Updated	Feb 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021141949
Date	Jan 25, 2021
Book Page	2114/1949
Instrument	202100976605

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 19, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	12909 RADCLIFFE RD, CHARDON, OH 44024-9233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMONWEALTH USA SETMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020940730
Date	Jun 1, 2020
Book Page	2094/730
Instrument	202000964272

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2035

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	12909 RADCLIFFE RD, CHARDON, OH 44024-9233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020672401
Date	Mar 15, 2019
Book Page	2067/2401
Instrument	201900946873

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2034

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	12909 RADCLIFFE RD, CHARDON, OH 44024-9233
Document Number	0020432292
Book / Page	002043 / 002292
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12909 RADCLIFFE RD CHARDON OH 440249233, CHARDON, OH 44024-9233

Mortgage

Document Number	0020432292
Date	Nov 29, 2017
Book Page	002043/002292
Instrument	929348

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLIMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 12909 Radcliffe Rd was $6,980 with a homeowner's exemption, down 0.5% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Hambden Township
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,980.00 (-0.51%)	$146,970 (-) Land $20,410 Building $126,560
2024	$7,016.00 (+1.48%) Homeowner's exemption	$146,970 (-) Land $20,410 Building $126,560
2023	$6,914.00 Homeowner's exemption	$146,970 (+16.9%) Land $20,410 Building $126,560	$419,900 Land $58,300 Building $361,600
2022		$125,720 Land $16,870 Building $108,850
2021	$7,145.00
2020			$359,200 Land $48,200 Building $311,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12909 Radcliffe Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12909 Radcliffe Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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