Montgomery County property record for 12909 Pickering Dr, Germantown, MD 20874
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,538 sqft · built 1984 |
| Lot Size | 0.035 acres (1,540 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Jun 2015) |
| Tax Bill | $3,599 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02294210 |
| Primary APN | 02-02294210 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,538 sqft Living Area |
| 1st Floor Area | 616 sqft |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 1,540 sqft (0.035 acres) |
| Deck Area | 225 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02294210 |
|---|---|
| Street Address | 12909 PICKERING DR |
| City | GERMANTOWN |
| State | MD |
| Zip | 20874-3812 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | TMD |
| Legal Description | CHURCHILL TOWN SEC |
| Legal Subdivision | CHURCHILL TOWN SECTOR TWNHS |
| Legal Block | 18 |
| Legal Lot Number | 572 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 700309 |
12909 Pickering Dr, a townhouse, is owned and occupied by two individuals who bought it in June 2015.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12909 PICKERING DR, GERMANTOWN, MD 20874-3812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2015 · Amount on File |
| Deed Sale | Jun 8, 2015 · Amount on File |
| Prior Sale | Mar 4, 2015 · Amount on File |
| Deed Book / Page | 50438 / 222 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12909 PICKERING DR, GERMANTOWN, MD 20874-3812 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 12909 PICKERING DR, GERMANTOWN, MD 20874-3812 |
| Document Number | 0644010421 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 64401/421 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | BETHESDA, MD 20814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12909 PICKERING DR, GERMANTOWN, MD 20874-3812 |
| Document Number | 0560840036 |
| Instrument Date | Apr 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 12909 PICKERING DR GERMANTOWN MD 208743812, GERMANTOWN, MD 20874-3812 |
| Document Number | 0560840036 |
|---|---|
| Date | May 25, 2018 |
| Book Page | 056084/000036 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 24, 2033 |
The 2025 property tax bill for 12909 Pickering Dr was $3,599.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363,767 (+8.61%) | $392,600 (-) Land $140,000 Building $252,600 | |
| 2025 | $3,599.00 | $334,933 | $392,600 Land $140,000 Building $252,600 |
| 2023 | $294,500 | $306,100 Land $140,000 Building $166,100 | |
| 2022 | $2,757.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12909 Pickering Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12909 Pickering Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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