12909 NW 160th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 12909 NW 160th St, Okeechobee, FL 34972

Property Summary

Property Type	Mobile Home
Details	535 sqft · built 1957
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Apr 2023)
Tax Bill	$587 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`1-31-35-34-0A00-00002-H000`

Property Details

APN / Parcel Number

Primary APN	`1-31-35-34-0A00-00002-H000`

Interior

Building Area	535 sqft Living Area
Gross Area	1,467 sqft
Flooring	Plywood
Interior Walls	Unfinished

Exterior

Year Built	Built 1957
Exterior Material	Wood
Roof Type	Flat
Roof Material	Tin
Lot Area	21,780 sqft (0.5 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	12909 NW 160TH ST
City	OKEECHOBEE
State	FL
Zip	34972-7831
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	A PARCEL OF LAND SITUATED IN SECTION 31, TOWNSHIP 35 SOUTH, RANGE 34 EAST, OKEECHOBEE COUNTY, FLORIDA, MORE PARTICULARLY DESC
Legal Range	34E
Legal Township	35S
Legal Section	31
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	NORTH OKEECHOBEE
Census Block Group	2
Census Block	2085
Census Tract	910102

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	3698 RIVER WOODS DR, FORT PIERCE, FL 34946-1912
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage MARLENE CURLEY ETAL
Feb 4, 2021	Warranty Deed, Transfer · Seller Carry-Back TWYLAB ADAMS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2023 · Amount on Record
Deed Sale	Apr 11, 2023 · Amount on Record
Prior Transfer Date	Feb 4, 2021
Prior Transfer Doc	2021001229
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	12909 NW 160TH ST, OKEECHOBEE, FL 34972-7831
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1003 SW 3RD ST, OKEECHOBEE, FL 34974-4005

Mortgage

Document Number	0000002993
Date	Mar 4, 2022
Instrument	2022002993

Lender

Name	MARLENE CURLEY ETAL
Type	Private Party
Address	PO BOX 1477, OKEECHOBEE, FL 34973

Agreement

Amount	Amount Recorded
Term	47 Months
Due	Feb 17, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 4, 2021
Property Address	12909 NW 160TH ST, OKEECHOBEE, FL 34972-7831
Document Number	2021001229
Instrument Date	Feb 3, 2021
Instrument	2021001229
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12909 NW 160TH ST, 12909, OKEECHOBEE, FL 34972-7831

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12911 NW 160TH ST, OKEECHOBEE, FL 34972-7831

Mortgage

Document Number	2021001230
Date	Feb 4, 2021
Instrument	2021001230

Lender

Name	TWYLAB ADAMS
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$587.00 (-47.68%)	$44,989 (+30.58%) Land $26,250 Building $18,739	$44,989 (+30.58%) Land $26,250 Building $18,739
2023	$1,122.00 (+25.64%)	$34,452 (+33.86%) Land $15,750 Building $18,702	$34,452 (+33.86%) Land $15,750 Building $18,702
2022	$893.00	$25,737 Land $10,500 Building $15,237	$25,737 Land $10,500 Building $15,237

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 46 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	5 (2004–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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