12909 N 185th St, Bennington, NE 68007 Property Records

Douglas County property record for 12909 N 185th St, Bennington, NE 68007

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,486 sqft · built 2018
Lot Size	0.684 acres (29,795 sqft)
Owner	Individual Name on Record
Last Sale	$77,000 (May 2017)
Tax Bill	$17,096 (2025)
Deeds & Mortgages	May 2021 Line of Credit May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`3852-7028-18`

Property Details

APN / Parcel Number

Primary APN	`3852-7028-18`
Alternative APNs	`R1838527028` `1838527028`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,486 sqft Living Area
Gross Area	7,239 sqft
Basement Area	1,852 sqft
Finished Basement	1,200 sqft
Unfinished Basement	652 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,795 sqft (0.684 acres)
Garage Type	Attached
Garage Area	1,546 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	800 sqft
Porch	Enclosed Porch
Porch Area	468 sqft
Deck Area	282 sqft
Patio Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1838527028
Street Address	12909 N 185TH ST
City	BENNINGTON
State	NE
Zip	68007-6219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	NEWPORT HILL LOT 15 BLOCK 0 IRREG 0.684 AC
Legal Subdivision	NEWPORT HILL
Legal Lot Number	15
Jurisdiction	DOUGLAS NE
Township / Civil Division	ELKHORN
Census Block Group	1
Census Block	1024
Census Tract	7505

Owner

Source: Douglas County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12909 N 185TH ST, BENNINGTON, NE 68007-6219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Line of Credit UMB BANK NA
May 26, 2017	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2017 · Amount on Record
Deed Sale	May 26, 2017 · Amount on Record
Deed Document Number	201740527
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	12909 N 185TH ST, BENNINGTON, NE 68007-6219
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021069364
Date	May 27, 2021
Instrument	2021069364

Lender

Name	UMB BANK NA
Type	Bank
Address	OMAHA, NE 68118

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DOUGLAS NE
Recording Date	May 26, 2017
Property Address	12909 N 185TH ST, BENNINGTON, NE 68007-6219
Document Number	0000040527
Instrument Date	May 25, 2017
Instrument	40527
Transaction Type	Transfer
Record Updated	Aug 23, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$173.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Unified School District	Bennington Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,096.00 (+8.62%)	$720,200 (+7.78%) Land $50,000 Building $670,200	$720,200 (+7.78%) Land $50,000 Building $670,200
2024	$15,739.00 (-13.72%)
2023	$18,241.00 (+7.95%)	$668,200 Land $50,000 Building $618,200	$668,200 Land $50,000 Building $618,200
2022	$16,898.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN UTILITIES DISTRICT serves 660,000 people · EPA ID NE3105507
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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