Montgomery County property record for 12909 Morningside Ln, Silver Spring, MD 20904 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1967 |
| Square Footage | 2,455 sqft Living Area |
| Lot Size | 9,600 sqft (0.22 acres) |
| Garage | Carport, 297 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $450,000 (2019) |
| Tax Bill | $5,229.00 (2025) |
| Primary APN | 05-00328906 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,455 sqft Living Area |
| 1st Floor | 1,275 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Bi-Level Style |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,600 sqft (0.22 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 297 sqft Garage |
| Carport | Carport |
| Carport Area | 297 sqft Carport |
| Patio Area | 180 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 00328906 |
|---|---|
| Street Address | 12909 MORNINGSIDE LN |
| City | SILVER SPRING |
| State | MD |
| Zip | 20904-3153 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PAINT BRANCH ESTATES 5835/377 CIVIL9400FL |
| Legal Subdivision | PAINT BRANCH ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 46 |
| Jurisdiction | MONTGOMERY MD |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 701415 |
Source: Montgomery County records · APN 05-00328906
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12909 MORNINGSIDE LN, SILVER SPRING, MD 20904-3153 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Dec 18, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 10, 2019 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 10, 2019 · Amount on Record |
| Deed Sale | Apr 10, 2019 · Amount on Record |
| Deed Book / Page | 57421 / 358 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 12909 MORNINGSIDE LN, SILVER SPRING, MD 20904-3153 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CERTIFIED TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0587160391 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 58716/391 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Apr 10, 2019 |
| Property Address | 12909 MORNINGSIDE LN, SILVER SPRING, MD 20904-3153 |
| Document Number | 0574210358 |
| Book / Page | 57421 / 358 |
| Map Reference | MB 78 PL 7835 |
| Instrument Date | Mar 04, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | CERTIFIED TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 12909 MORNINGSIDE LN, SILVER SPRING, MD 20904-3153 |
| Document Number | 57421364 |
|---|---|
| Date | Apr 10, 2019 |
| Instrument | 57421/364 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2049 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $482,000 (+6.17%) Land $234,300 Building $247,700 | $482,000 (-) Land $234,300 Building $247,700 | |
| 2025 | $5,229.00 (+25.64%) | $454,000 (+14.07%) | $482,000 (+21.11%) Land $234,300 Building $247,700 |
| 2023 | $398,000 Land $234,300 Building $163,700 | $398,000 Land $234,300 Building $163,700 | |
| 2022 | $4,162.00 |
Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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