12909 Matthews St, Carleton, MI 48117 Property Records

Monroe County property record for 12909 Matthews St, Carleton, MI 48117

Property Summary

Property TypeSingle Family Home
Lot Size0.169 acres (7,379 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (Dec 2022)
Tax Bill$2,448 (2025)
Deeds & MortgagesDec 2022 Sale & Mortgage
Jan 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN41-155-011-01

Property Details

APN / Parcel Number

Primary APN41-155-011-01

Exterior

Lot Area7,379 sqft (0.169 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address12909 MATTHEWS ST
CityCARLETON
StateMI
Zip48117-9239
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE N 4.3 FT OF THE E 1/2 OF LOT 10 AND THE E 1/2 OF LOT 11 ASSESSORS PLA OF GEE ADDITION TO THE VILAGE OF CARLETON. 0.19
Legal SubdivisionASSESSORS PLAT OF GEE ADDITION
Legal Lot Number10-11
JurisdictionMONROE MI
Township / Civil DivisionASH
Census Block Group1
Census Block1000
Census Tract830400

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12909 MATTHEWS ST, CARLETON, MI 48117-9239
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2022Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jan 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
DFCU FINANCIAL
Oct 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
ALLIANCE CATHOLIC CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2022 · Amount on Record
Deed SaleDec 21, 2022 · Amount on Record
Prior SaleJun 16, 2016 · Amount on Record
Deed Document Number202223599
Record UpdatedOct 29, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE MI
Recording DateDec 21, 2022
Property Address12909 MATTHEWS ST, CARLETON, MI 48117-9239
Document Number0000023599
Map ReferenceLB 7 PG 55
Instrument DateDec 7, 2022
Instrument2022R23599
Transaction TypeTransfer
Record UpdatedJan 20, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,650.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12909 MATTHEWS ST, CARLETON, MI 48117-9239

Transferred To (Grantee/Buyer)

NameVerified Name
Address12736 BEAVER ST, CARLETON, MI 48117-9749

Mortgage

Document Number0000023600
DateDec 21, 2022
Instrument2022R23600
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address12909 MATTHEWS ST, CARLETON, MI 48117-9239
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001184
DateJan 24, 2019
Instrument2019R01184
Lender
NameDFCU FINANCIAL
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address12909 MATTHEWS ST, CARLETON, MI 48117-9239
Document Number0000018473
Instrument DateOct 15, 2019
Transaction TypeMortgage
Record UpdatedNov 27, 2019
Title CompanyTRANSNATION TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address12909 MATTHEWS ST CARLETON MI 481179239, CARLETON, MI 48117-9239

Mortgage

Document Number0000018473
DateOct 25, 2019
Instrument18473
Lender
NameALLIANCE CATHOLIC CU
TypeCredit Union
AddressSOUTHFIELD, MI 48033
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 24, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionAsh Township
MunicipalityCarleton Village
Unified School DistrictAirport Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$114,400 (+6%) Land $114,400$228,800 (+6%) Land $228,800
2025$2,448.00 (+60.52%) Homeowner's exemption
2023$1,525.00 Homeowner's exemption$71,500$143,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemASH TOWNSHIP
serves 5,959 people · EPA ID MI0000245
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionOct 2024
Lead8 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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