Cole County property record for 12909 Lower Bottom Rd, Saint Thomas, MO 65076
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,824 sqft · built 1984 |
| Lot Size | 3.79 acres (165,092 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,559 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-01-12-0000-004-005 |
| Primary APN | 19-01-12-0000-004-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,824 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Lot Area | 165,092 sqft (3.79 acres) |
| Garage Type | Basement |
| Garage Area | 720 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 12909 LOWER BOTTOM RD |
|---|---|
| City | SAINT THOMAS |
| State | MO |
| Zip | 65076-2153 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SESE BEG 2153.55 E OF SW COR SE 1/4 N 442.38 E 393.60 S 442.38 W 393.60 TO POB |
| Legal Range | 12W |
| Legal Township | 42N |
| Legal Section | 12 |
| Jurisdiction | COLE MO |
| Township / Civil Division | OSAGE |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 20200 |
Source: Cole County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12909 LOWER BOTTOM RD, SAINT THOMAS, MO 65076-2153 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Cole County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cole County |
| Unified School District | Blair Oaks R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,900 (+3.77%) Land $4,000 Building $40,900 | ||
| 2025 | $2,559.00 (+54.34%) | $43,270 (+36.28%) Land $3,780 Building $39,490 | $236,100 (+41.29%) Land $20,900 Building $215,200 |
| 2023 | $31,750 Land $3,780 Building $27,970 | $167,100 Land $19,900 Building $147,200 | |
| 2022 | $1,658.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Sep 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 70% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLE COUNTY PWSD 5 serves 350 people · EPA ID MO3024164 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 15 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
May also be available: Wisper ISP.
4G LTE only, no 5G reported
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