12909 Holdridge Rd, Silver Spring, MD 20906 Property Records

Montgomery County property record for 12909 Holdridge Rd, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,916 sqft · built 1959
Lot Size	0.169 acres (7,355 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Jun 2017)
Tax Bill	$5,838 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01195005`

Property Details

APN / Parcel Number

Primary APN	`13-01195005`
Alternative APN	`01195005`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,916 sqft Living Area
1st Floor Area	1,116 sqft
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,355 sqft (0.169 acres)
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01195005
Street Address	12909 HOLDRIDGE RD
City	SILVER SPRING
State	MD
Zip	20906-4035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	GLENMONT HILLS
Legal Subdivision	GLENMONT HILLS
Legal Block	19
Legal Lot Number	7
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1003
Census Tract	703402

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12909 HOLDRIDGE RD, SILVER SPRING, MD 20906-4035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jun 6, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2017 · Amount on Record
Deed Sale	Jun 6, 2017 · Amount on Record
Prior Sale	May 24, 2005 · Amount on Record
Deed Book / Page	54399 / 306
Transfer Doc	0000224492
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	12909 HOLDRIDGE RD, SILVER SPRING, MD 20906-4035
Document Number	0552610335
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12909 HOLDRIDGE RD SILVER SPRING MD 209064035, SILVER SPRING, MD 20906-4035

Mortgage

Document Number	0552610335
Date	Nov 22, 2017
Book Page	055261/000335

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2047

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 6, 2017
Property Address	12909 HOLDRIDGE RD, SILVER SPRING, MD 20906-4035
Document Number	0543990306
Book / Page	054399 / 000306
Instrument Date	May 15, 2017
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	12909 HOLDRIDGE RD SILVER SPRING MD 209064035, SILVER SPRING, MD 20906-4035

Mortgage

Document Number	543990314
Date	Jun 6, 2017
Book Page	054399/000314

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$513,933 (+3.57%)	$549,400 (+10.72%) Land $176,200 Building $373,200
2025	$5,838.00 (+34.05%)	$496,200 (+15.16%) Land $176,200 Building $320,000	$496,200 (-) Land $176,200 Building $320,000
2023		$430,867	$496,200 Land $176,200 Building $320,000
2022	$4,355.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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